806 W Cedar St, Standish, MI 48658 Property Records

Arenac County property record for 806 W Cedar St, Standish, MI 48658

Property Summary

Property TypeCommercial
Details4,976 sqft · built 1998
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on File
Tax Bill$7,540 (2025)
Deeds & MortgagesNov 2019 Refinance
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-1-000-000-205-00

Property Details

APN / Parcel Number

Primary APN040-1-000-000-205-00

Interior

Units2 Units
Stories1 Story
Building Area4,976 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Fire ResistanceWood or Wood & Steel Frame
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions128 ft deep x 189 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address806 W CEDAR ST
CitySTANDISH
StateMI
Zip48658-9550
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 2, 3, 4 OSIER SUBD
Legal SubdivisionOSIER SUBD
Legal Lot Number2-4
JurisdictionARENAC MI
Township / Civil DivisionSTANDISH
Census Block Group3
Census Block3011
Census Tract970500

Owner

806 W Cedar St, a commercial property, is owned by two individuals.

Source: Arenac County records, as of May 19, 2026

Owner of Record2 Individual Names on File
Mailing Address2398 PINE RIVER RD, STANDISH, MI 48658-9696
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
AUBURN LOAN SERVICING
Mar 7, 2017Deed of Trust, Mortgage · Unknown
AUBURN LOAN SVC INC
Mar 7, 2017Deed of Trust, Mortgage
AUBURN LOAN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARENAC MI
Property Address806 W CEDAR ST, STANDISH, MI 48658-9513
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201903907
DateNov 22, 2019
Instrument201903907
Lender
NameAUBURN LOAN SERVICING
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARENAC MI
Property Address806 W CEDAR ST, STANDISH, MI 48658-9513
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201700704
DateMar 7, 2017
Instrument201700704
Lender
NameAUBURN LOAN SVC INC
Agreement
TypeUnknown
AmountAmount on Record

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARENAC MI
Property Address806 W CEDAR ST, STANDISH, MI 48658-9513
Transaction TypeMortgage
Record UpdatedNov 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017007
DateMar 7, 2017
Instrument2017007
Lender
NameAUBURN LOAN SERVICING
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 806 W Cedar St was $7,540.

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyArenac County
MunicipalityStandish City
Unified School DistrictStandish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,600$419,200
2025$7,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 806 W Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2005)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 806 W Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STANDISH
serves 1,509 people · EPA ID MI0006350
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionSep 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fixed Wireless
1,000 / 500

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