Cecil County property record for 806 Valley Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,890 sqft · built 2017 |
| Lot Size | 0.676 acres (29,447 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,900 (Nov 2016) |
| Tax Bill | $3,842 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-026004 |
| Primary APN | 04-026004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,890 sqft Total Area |
| Utility Area | 237 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,447 sqft (0.676 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 144 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 026004 |
|---|---|
| Street Address | 806 VALLEY RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-2971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ST |
| Legal Description | LOT 2 - .6767 ACRES 806 VALLEY ROAD VALLEY VIEW ESTATES |
| Legal Subdivision | VALLEY ROAD VALLEY VIEW ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30602 |
Source: Cecil County records · APN 04-026004
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 806 VALLEY RD, ELKTON, MD 21921-2971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 23, 2018 | Quit Claim Deed, Transfer CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on Record |
| Deed Sale | Nov 18, 2016 · Amount on Record |
| Prior Sale | Jun 28, 2013 · Amount on Record |
| Deed Book / Page | 3981 / 29 |
| Last Transfer Date | Jan 17, 2023 |
| Transfer Doc | 0052960199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 806 VALLEY RD, ELKTON, MD 21921-2971 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0047950135 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 4795/135 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 23, 2018 |
| Property Address | 806 VALLEY RD, ELKTON, MD 21921-2971 |
| Document Number | 0041930007 |
| Book / Page | 004193 / 000007 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2018 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 806 VALLEY RADL ELKTON MD 21921, ELKTON, MD 21921 |
| Document Number | 41930013 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 004193/000013 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2048 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,000 (+3.39%) | $386,800 (+10.17%) Land $66,700 Building $320,100 | |
| 2025 | $3,842.00 (+34.1%) | $351,100 (+8.76%) Land $66,700 Building $284,400 | $351,100 (-) Land $66,700 Building $284,400 |
| 2023 | $2,865.00 | $322,833 | $351,100 Land $66,700 Building $284,400 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 99 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELKTON WEST serves 3,500 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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