806 Union St, Jackson, MI 49203 Property Records

Jackson County property record for 806 Union St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1920
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (May 2020)
Tax Bill	$1,643 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-122600000`

Property Details

APN / Parcel Number

Primary APN	`3-122600000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area
1st Floor Area	432 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	127 ft deep x 47 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	806 UNION ST
City	JACKSON
State	MI
Zip	49203-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 7 BLK 1 STARCROSS ADD
Legal Subdivision	STARCROSS ADD
Legal Block	1
Legal Lot Number	7
Legal Unit	7
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2015
Census Tract	800

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	806 UNION ST, JACKSON, MI 49203-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage TLC COMMUNITY CU
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TLC CMNTY CU
Jan 24, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	20202850763
Deed Book / Page	2162 / 974
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 21, 2020
Property Address	806 UNION ST, JACKSON, MI 49203-2951
Document Number	0002850763
Book / Page	2162 / 974
Map Reference	LB 9 PG 39
Instrument Date	May 11, 2020
Instrument	2850763
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7504 BROWNS LAKE RD, 7504, JACKSON, MI 49201-8370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 UNION ST, JACKSON, MI 49203-2951

Mortgage

Document Number	0021620439
Date	May 21, 2020
Instrument	2162-0439

Lender

Name	TLC COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	806 UNION ST, JACKSON, MI 49203-2951
Document Number	0002850228
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 UNION ST JACKSON MI 492032951, JACKSON, MI 49203-2951

Mortgage

Document Number	0002850228
Date	May 13, 2020
Book Page	002162/000439
Instrument	2850228

Lender

Name	TLC CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 24, 2018
Property Address	806 UNION ST, JACKSON, MI 49203-2951
Document Number	0002787172
Book / Page	2113 / 1084
Map Reference	LB9 PG39
Instrument Date	Jan 19, 2018
Instrument	2787172
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4958 WINTER PL, JACKSON, MI 49201-8255

Mortgage

Document Number	0002787173
Date	Jan 24, 2018
Instrument	2787173

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,900 (+6.51%)	$117,800 (+6.51%)
2025	$1,643.00 (-16.85%)	$55,300 (+27.42%)	$110,600 (+27.42%)
2024	$1,976.00 (+9.11%)
2023		$43,400	$86,800
2022	$1,811.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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