Le Flore County property record for 806 NW 3rd St, Spiro, OK 74959
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2025 |
| Lot Size | 19 acres (827,640 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $100 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17643 |
| Primary APN | 17643 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 827,640 sqft (19 acres) |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17643 |
|---|---|
| Street Address | 806 NW 3RD ST |
| City | SPIRO |
| State | OK |
| Zip | 74959-2257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 31 TWP 9N RNG 26E W5AC OF S19AC W1/2 NW B1379 P855 B2095 P934 B2118 P335 SEC 31 TWP 9N RNG 26E E14AC OF S19AC W1/2 NW B16 |
| Legal Range | 26E |
| Legal Township | 09N |
| Legal Section | 31 |
| Jurisdiction | LE FLORE OK |
| Township / Civil Division | SPIRO |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 40303 |
Source: Le Flore County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 806 NW 3RD ST, SPIRO, OK 74959-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Line of Credit WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Jun 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage FIRSTTRUST HOME LOANS INC |
| Sep 14, 2023 | Warranty Deed, Construction Loan · Construction Mortgage FIRSTAR BANK NA |
| Mar 10, 2022 | Warranty Deed, Construction Loan · Construction Mortgage FIRST WESTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2020 |
| Transfer Doc | 0020950934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE FLORE OK |
| Recording Date | Jul 1, 2026 |
| Property Address | 806 NW 3RD ST, SPIRO, OK 74959-2257 |
| Document Number | 0000004976 |
| Book / Page | 2360 / 918 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20264976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000004976, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 2360/918 |
| Instrument | 20264976 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE FLORE OK |
| Property Address | 806 NW 3RD ST, SPIRO, OK 74959-2257 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19852 RACE TRACK LOOP, SPIRO, OK 74959-4670 |
| Document Number | 0023080647 |
|---|---|
| Date | Jun 2, 2025 |
| Book Page | 2308/647 |
| Instrument | 3816 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | SHERIDAN, AR 72150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE FLORE OK |
| Recording Date | Sep 14, 2023 |
| Property Address | 806 NW 3RD ST, SPIRO, OK 74959-2257 |
| Document Number | 0022350834 |
| Book / Page | 2235 / 834 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 6773 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2026 |
| Title Company | SCA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 0000006774 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 6774 |
| Name | FIRSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 25, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE FLORE OK |
| Recording Date | Mar 10, 2022 |
| Property Address | 806 NW 3RD ST, SPIRO, OK 74959-2257 |
| Document Number | 0021790571 |
| Book / Page | 2179 / 571 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2376 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19090 MAPLE ST, SPIRO, OK 74959-4332 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002377 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2377 |
| Name | FIRST WESTERN BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Le Flore County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Le Flore County |
| Unified School District | Spiro Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,673 (+2,161.94%) Land $1,335 Building $24,338 | $233,393 (+1,173.28%) Land $12,136 Building $221,257 | |
| 2025 | $100.00 (+40.85%) | $1,135 (+46.26%) Land $1,135 | $18,330 (+159.74%) Land $18,330 |
| 2023 | $71.00 | $776 Land $776 | $7,057 Land $7,057 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2016) |
| Most Recent Claim | May 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 65% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001 |
|---|---|
| Water Source | Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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