Elkhart County property record for 806 N Division St, Bristol, IN 46507
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1930 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $948 (2024) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03-22-452-011.000-031 |
| Primary APN | 20-03-22-452-011.000-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 1,188 sqft |
| Flooring | Subfloor |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 14,462 sqft (0.332 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 37 sqft |
| Deck Area | 120 sqft |
| Lean-To | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0322452011031 |
|---|---|
| Old Parcel Number | 0322452011031 |
| Street Address | 806 N DIVISION ST |
| City | BRISTOL |
| State | IN |
| Zip | 46507-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMS MINOR LOT 1 |
| Legal Subdivision | HARMS MINOR |
| Legal Block | 452 |
| Legal Lot Number | 1 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 701 |
806 N Division St is owned and occupied by an individual who acquired it in July 2006.
Source: Elkhart County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 806 N DIVISION ST, BRISTOL, IN 46507-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK OF MIDDLEBURY |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2006 |
| Deed Sale | Jul 6, 2006 |
| Deed Document Number | 2006-19460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 806 N DIVISION ST, BRISTOL, IN 46507-8900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001195 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-01195 |
| Name | FIRST STATE BANK OF MIDDLEBURY |
|---|---|
| Type | Bank |
| Address | MIDDLEBURY, IN 46540 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 23, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 23, 2026 |
| Change Frequency | 3 Years |
| Min Rate At Change | 8.87% |
| Max Rate At Change | 11.8% |
| Index | 3-Year CMT |
| Max Rate | 13.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 806 N DIVISION ST, BRISTOL, IN 46507-8900 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004135 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-24135 |
| Name | FIRST STATE BANK OF MIDDLEBURY |
|---|---|
| Type | Bank |
| Address | MIDDLEBURY, IN 46540 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Washington Township |
| Municipality | Bristol Town |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $123,000 (+7.42%) Land $15,800 Building $107,200 | $123,000 (+7.42%) Land $15,800 Building $107,200 | |
| 2024 | $948.00 | $114,500 (+4.28%) Land $15,800 Building $98,700 | $114,500 (+4.28%) Land $15,800 Building $98,700 |
| 2023 | $109,800 (+13.43%) Land $15,800 Building $94,000 | $109,800 (+13.43%) Land $15,800 Building $94,000 | |
| 2022 | $730.00 | $96,800 Land $15,800 Building $81,000 | $96,800 Land $15,800 Building $81,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 806 N Division St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Most Recent Claim | Jan 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 806 N Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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