806 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 806 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	576 sqft · built 1957
Lot Size	0.32 acres (13,950 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Jun 2021)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	May 2018 Line of Credit Dec 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`074-41-12-013.00`

Property Details

APN / Parcel Number

Primary APN	`074-41-12-013.00`
Alternative APN	`74742`

Interior

Stories	1 Story
Building Area	576 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,950 sqft (0.32 acres)
Lot Dimensions	155 ft deep x 90 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Garage Area	576 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	74742
Street Address	806 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTWOOD LOT 2-R
Legal Subdivision	CRESTWOOD ADD
Legal Lot Number	2-R
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2002
Census Tract	70101

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BANK & CAPITAL TRUST CO
Dec 11, 2009	Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO
Jun 15, 2021	Deed, Transfer
Sep 23, 2019	Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO
Apr 20, 2016	Correction Deed
Feb 1, 2016	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	2021526897
Deed Book / Page	D603 / 641
Prior Transfer Date	Apr 19, 2016
Prior Transfer Doc	00D561/009
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1453/127
Date	May 3, 2018
Book Page	M1453/127
Instrument	473794

Lender

Name	UNITED BANK & CAPITAL TRUST CO
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1157/375
Date	Dec 11, 2009
Book Page	M1157/375
Instrument	352275

Lender

Name	FARMERS BANK & CAPITAL TRUST CO
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Nov 15, 2024

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jun 15, 2021
Property Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Document Number	00D603/641
Book / Page	D603 / 641
Map Reference	CAB D SL 365&366
Instrument Date	Jun 15, 2021
Instrument	526897
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1238 BRIDGEPORT RD, FRANKFORT, KY 40601-7752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E MAIN ST, FRANKFORT, KY 40601-2520

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 23, 2019
Property Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Document Number	00D588/562
Book / Page	D588 / 562
Map Reference	CAB D SL 366
Instrument Date	Sep 20, 2019
Instrument	494578
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 CENTRAL AVE, LEXINGTON, KY 40502-1793

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	806 E MAIN ST, FRANKFORT, KY 40601-2520

Mortgage

Document Number	0000494579
Date	Sep 23, 2019
Instrument	494579

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2016: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRANKLIN KY
Recording Date	Apr 20, 2016
Property Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Document Number	00D561/009
Book / Page	D561 / 009
Map Reference	CAB D SL365 PG366
Instrument Date	Apr 19, 2016
Instrument	443975
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Investor	Possibly a Property Investor

February 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	Feb 1, 2016
Property Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Document Number	00D559/280
Book / Page	D559 / 280
Map Reference	CAB D SL365
Instrument Date	Jan 29, 2016
Instrument	440599
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	806 E MAIN ST, FRANKFORT, KY 40601-2520
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00 (+0.24%)	$213,000 (-) Land $20,000 Building $193,000	$213,000 (-) Land $20,000 Building $193,000
2023	$2,545.00 (+0.95%)	$213,000 (-)	$213,000 (-)
2022	$2,521.00	$213,000	$213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

806 E Main St, Frankfort, KY 40601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2016: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2016: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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