806 E 7th St, Spencer, IA 51301 Property Records

Clay County property record for 806 E 7th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 886 sqft · built 1931
Lot Size0.163 acres (7,100 sqft)
OwnerCompany Name on Record
Tax Bill$1,166 (2025)
Flood ZoneZone X (minimal risk)
APN963607477002

Property Details

APN / Parcel Number

Primary APN963607477002
Alternative APN
  • 68296360747700200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area886 sqft Living Area
1st Floor Area432 sqft
AtticAttic
Attic Area238 sqft
Basement Area432 sqft
Unfinished Basement432 sqft
Game RoomGame Room
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address806 E 7TH ST
CitySPENCER
StateIA
Zip51301-4903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 14 2ND COLLEGE
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionCOLLEGE 2ND ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3077
Census Tract80200

Owner

Source: Clay County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1315 440TH ST, PETERSON, IA 51047-7040
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 14, 2016
Transfer Doc02016/0189
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,166.00$76,560 (+5.09%) Land $17,500 Building $59,060$76,560 (+5.09%) Land $17,500 Building $59,060
2024$1,166.00 (+6.39%)
2023$72,850 (+17.01%) Land $13,500 Building $59,350$72,850 (+17.01%) Land $13,500 Building $59,350
2022$1,096.00$62,260 Land $13,500 Building $48,760
2021$62,260 Land $13,500 Building $48,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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