Gaston County property record for 806 Costner St, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 2009 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Aug 2023) |
| Tax Bill | $2,529 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05009 07303 |
| Primary APN | 05009 07303 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 806 COSTNER ST |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOWELL MCADENVILLE L 9 05 009 073 03 000 |
| Legal Subdivision | LOWELL MCADENVILLE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 31304 |
806 Costner St is owned and occupied by two individuals who bought it in August 2023.
Source: Gaston County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 806 COSTNER ST, LOWELL, NC 28098-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 2, 2021 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on File |
| Deed Sale | Aug 4, 2023 · Amount on File |
| Prior Sale | Jun 2, 2021 · Amount on File |
| Deed Book / Page | 5426 / 2128 |
| Prior Transfer Date | Nov 13, 2006 |
| Prior Transfer Doc | 0042710932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 4, 2023 |
| Property Address | 806 COSTNER ST, LOWELL, NC 28098-1630 |
| Document Number | 0054262128 |
| Book / Page | 5426 / 2128 |
| Map Reference | MB 22 PG 20 |
| Instrument Date | Aug 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2023 |
| Title Company | NOT AVAILABLE, TRYON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3115 SAMUEL CT APT 120, 120, GASTONIA, NC 28054-6190 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0054262131 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 5426/2131 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | 5-Year TN |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 806 COSTNER ST, LOWELL, NC 28098-1630 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 806 COSTNER ST, LOWELL, NC 28098-1630 |
| Document Number | 0053832304 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 5383/2304 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 19, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 806 COSTNER ST, LOWELL, NC 28098-1630 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0052400102 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 5240/102 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 2, 2021 |
| Property Address | 806 COSTNER ST, LOWELL, NC 28098-1630 |
| Document Number | 0052331717 |
| Book / Page | 5233 / 1717 |
| Map Reference | MB 22 PG 20 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $26.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | G200CORYBRETLANE, CHARLOTTE, NC 28278 |
The 2026 property tax bill for 806 Costner St was $2,529.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,529.00 | $236,660 Land $22,000 Building $214,660 | |
| 2023 | $3,152.00 (+45.59%) | $266,010 (+73.19%) Land $22,000 Building $244,010 | |
| 2022 | $2,165.00 | $153,590 Land $17,000 Building $136,590 | |
| 2021 | $153,590 Land $17,000 Building $136,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 806 Costner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 806 Costner St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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