806 Commerce St, Jackson, AL 36545 Property Records

Clarke County property record for 806 Commerce St, Jackson, AL 36545

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,811 sqft · built 1938
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2023)
Tax Bill	$536 (2025)
Deeds & Mortgages	Jan 2010 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203082002061010`

Property Details

APN / Parcel Number

Primary APN	`4203082002061010`
Alternative APNs	`25790` `33802`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,811 sqft Living Area
1st Floor Area	1,811 sqft
Upper Floors Area	906 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	275 ft deep x 145 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	806 COMMERCE ST
City	JACKSON
State	AL
Zip	36545-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW INT OF PINE ST RD & COMMERCE ST;W'L Y 145.3' ALG NW'L Y R/W COMMERCE ST; NW'LY 251.6';NE'LY 183.1' TO W'LY R/W PIN E
Legal Range	02E
Legal Township	06N
Legal Section	08
Jurisdiction	CLARKE AL
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3001
Census Tract	957902

Owner

Source: Clarke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	806 COMMERCE ST, JACKSON, AL 36545-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2010	Deed of Trust, Mortgage FIRST UNITED SECURITY BANK
Feb 21, 2023	Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Deed Book / Page	1577 / 512
Record Updated	Sep 20, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	806 COMMERCE ST, JACKSON, AL 36545-3110
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 ASHEFORD TRCE, ANTIOCH, TN 37013-2375

Mortgage

Document Number	001363/266
Date	Jan 5, 2010
Book Page	1363/266

Lender

Name	FIRST UNITED SECURITY BANK

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 5, 2012

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE AL
Recording Date	Feb 21, 2023
Property Address	806 COMMERCE ST, JACKSON, AL 36545-3110
Document Number	001577/512
Book / Page	1577 / 512
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5005 MONACO DR, LA VERGNE, TN 37086-4035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	806 COMMERCE ST, JACKSON, AL 36545-3110

Mortgage

Document Number	0000157882
Date	Feb 21, 2023
Instrument	1578/82

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Clarke County
Municipality	Jackson City
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00 (+64.42%)	$30,720 (-4.24%) Land $2,340 Building $28,380	$153,600 (-4.24%) Land $11,700 Building $141,900
2023		$32,080 Land $2,340 Building $29,740	$160,400 Land $11,700 Building $148,700
2019	$326.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER WORKS & SEWER BOARD serves 11,715 people · EPA ID AL0000256
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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