Watauga County property record for 806 Beaver Dam Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 1998 |
| Lot Size | 2.93 acres (127,631 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,225 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1964-60-3778-000 |
| Primary APN | 1964-60-3778-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 127,631 sqft (2.93 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1543120 |
|---|---|
| Street Address | 806 BEAVER DAM RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR1221 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 920200 |
806 Beaver Dam Rd is owned and occupied by two individuals.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 806 BEAVER DAM RD, VILAS, NC 28692-9517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit PIEDMONT FSB |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 806 BEAVER DAM RD, VILAS, NC 28692-9517 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 806 BEAVER DAM RD, VILAS, NC 28692-9517 |
| Document Number | 0022820400 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 2282/400 |
| Instrument | 721593 |
| Name | PIEDMONT FSB |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 806 BEAVER DAM RD, VILAS, NC 28692-9517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020540001 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 2054/0001 |
| Instrument | 683543 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 806 BEAVER DAM RD, VILAS, NC 28692-9517 |
| Document Number | 0019440007 |
| Book / Page | 001944 / 000007 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 806 BEAVER DAM RD VILAS NC 286929517, VILAS, NC 28692-9517 |
| Document Number | 0019440007 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 001944/000007 |
| Instrument | 663121 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 806 Beaver Dam Rd was $1,225.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,700 (-) Land $29,700 Building $272,000 | ||
| 2025 | $1,225.00 | $301,700 Land $29,700 Building $272,000 | |
| 2024 | $301,700 Land $29,700 Building $272,000 | ||
| 2023 | $301,700 Land $29,700 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 806 Beaver Dam Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 18 (1989–2024) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 806 Beaver Dam Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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