806 Beach St, Lapeer, MI 48446 Property Records

Lapeer County property record for 806 Beach St, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1945
Lot Size0.267 acres (11,631 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Feb 2022)
Tax Bill$2,443 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APNL20-78-900-040-00

Property Details

APN / Parcel Number

Primary APNL20-78-900-040-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area960 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Lot Area11,631 sqft (0.267 acres)
Lot Dimensions150 ft deep x 77.5 ft wide
Garage Area784 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address806 BEACH ST
CityLAPEER
StateMI
Zip48446-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI1 INDU
Legal DescriptionCITY OF LAPEER ORIGINAL PLAT SW 1/4 E 50 FT OF S 150 FT OF BLK 138 & W 1/2 ADJ VAC MADISON ST
Legal SubdivisionCITY OF LAPEER ORIGINAL
Legal Block138
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1009
Census Tract337500

Owner

806 Beach St is owned and occupied by an individual who bought it in February 2022.

Source: Lapeer County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address806 BEACH ST, LAPEER, MI 48446-2403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2022Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 11, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2022 · Amount on File
Deed SaleFeb 2, 2022 · Amount on File
Prior SaleJun 11, 2018 · Amount on File
Deed Book / Page3271 / 380
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateFeb 2, 2022
Property Address806 BEACH ST, LAPEER, MI 48446-2403
Document Number0032710380
Book / Page3271 / 380
Instrument DateJan 27, 2022
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,162.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address145 W SAWDUST CORNERS RD, 145, LAPEER, MI 48446-8738

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 S LAPEER RD, METAMORA, MI 48455-9702

Mortgage

Document Number0003271382
DateFeb 2, 2022
Instrument3271/382
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateJun 11, 2018
Property Address806 BEACH ST, LAPEER, MI 48446-2403
Document Number0029650098
Book / Page2965 / 98
Instrument DateMay 31, 2018
Transaction TypeTransfer
Record UpdatedJul 5, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 BEACH ST, LAPEER, MI 48446-2403

Tax Assessment & Valuation

The 2025 property tax bill for 806 Beach St was $2,443 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,100 (+6.66%)$192,200 (+6.66%)
2025$2,443.00 Homeowner's exemption$90,100$180,200
2023$76,100$152,200
2022$1,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 806 Beach St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 806 Beach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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