8056 Windward Key Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8056 Windward Key Dr, Chesapeake Beach, MD 20732

Property Summary

Property TypeTownhouse
Details1.5 ba · 2,200 sqft · built 2002
Lot Size0.044 acres (1,916 sqft)
Owner2 Trust Names on File
Last Sale$775,000 (Aug 2024)
Tax Bill$6,503 (2024)
Deeds & MortgagesFeb 2026 Transfer
Nov 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN03-125785

Property Details

APN / Parcel Number

Primary APN03-125785
Alternative APNs
  • 3125785
  • 125785

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,200 sqft Total Area
Basement Area443 sqft
Finished Basement443 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,916 sqft (0.044 acres)
View / LotWaterfront
Garage TypeBasement
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number125785
Street Address8056 WINDWARD KEY DR
CityCHESAPEAKE BEACH
StateMD
Zip20732-5107
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMCR
Legal DescriptionLT 22R PLAT 1 WINDWARD KEY
Legal SubdivisionWINDWARD KEY
Legal Lot Number22R
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2000
Census Tract860403

Owner

8056 Windward Key Dr, a townhouse, is held in a trust since January 2026.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address8803 PRUDENCE DR, ANNANDALE, VA 22003-4156
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Intrafamily Transfer, Transfer
Nov 5, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2024 · Amount on File
Deed SaleAug 23, 2024 · Amount on File
Prior SaleJan 19, 2018 · Amount on File
Deed Book / Page6612 / 1
Last Transfer DateJan 20, 2026
Transfer Doc0068490174
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateFeb 3, 2026
Property Address8056 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-5107
Document Number0068490174
Book / Page6849 / 174
Map ReferenceLB 1547 FO 364
Instrument DateJan 20, 2026
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8803 PRUDENCE DR, ANNANDALE, VA 22003-4156

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8803 PRUDENCE DR, ANNANDALE, VA 22003-4156

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8056 WINDWARD KEY DR, CHESAPEAKE BEACH, MD 20732-5107
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057540205
DateNov 5, 2020
Book Page5754/205
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$667,200 (+5.22%)$733,400 (+15.66%) Land $300,000 Building $433,400
2025$634,100 Land $300,000 Building $334,100$634,100 Land $300,000 Building $334,100
2024$6,503.00 (+10.99%)
2023$5,859.00 Homeowner's exemption$585,567$634,100 Land $300,000 Building $334,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8056 Windward Key Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8056 Windward Key Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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