8056 Ohern Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 8056 Ohern Rd, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,380 sqft · built 1967
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Sep 2015)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-26-4413-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-26-4413-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	8 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	8056 OHERN RD
City	SAGINAW
State	MI
Zip	48609-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 WESTWOOD ESTATES SEC 26 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	26
Legal Subdivision	WESTWOOD ESTATES
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	1
Census Block	1015
Census Tract	12003

Owner

8056 Ohern Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8056 OHERN RD, SAGINAW, MI 48609-5113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2015 · Amount on File
Deed Sale	Sep 2, 2015 · Amount on File
Prior Sale	Oct 31, 2007 · Amount on File
Deed Document Number	201525342
Deed Book / Page	2828 / 519
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8056 OHERN RD, SAGINAW, MI 48609-5113
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8056 OHERN RD, SAGINAW, MI 48609-5113

Mortgage

Document Number	0000022632
Date	Sep 23, 2025
Instrument	2025022632

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	G3381 VAN SLYKE RD, FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8056 OHERN RD, SAGINAW, MI 48609-5113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019148
Date	Aug 3, 2020
Instrument	2020019148

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8056 Ohern Rd was $2,964 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,200	$202,400
2025	$2,964.00 Homeowner's exemption
2023		$76,400	$152,800
2022	$2,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8056 Ohern Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8056 Ohern Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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