805 Winfield Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 805 Winfield Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,821 sqft · built 2002
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,238 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`884731452018`

Property Details

APN / Parcel Number

Primary APN	`884731452018`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Finished Basement	1,390 sqft
Unfinished Basement	350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	168 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	45 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	805 WINFIELD CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE VIEW ADDN 4TH FILING LOT 45
Legal Subdivision	PRAIRIE VIEW 4TH ADD
Legal Lot Number	45
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3017
Census Tract	3301

Owner

805 Winfield Cir is owned and occupied by two individuals.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage SIOUXLAND FEDERAL CREDIT UNION
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUN TRUST MORTGAGE INC
Jun 23, 2017	Deed of Trust, Mortgage THE SECURITY NATIONAL BANK SIOUX CITY
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NAT'L BK/SD

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Recording Date	Jun 10, 2026
Property Address	805 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8939
Document Number	0000006367
Instrument Date	Jun 5, 2026
Instrument	20266367
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8939

Mortgage

Document Number	0000006367,
Date	Jun 10, 2026
Instrument	20266367

Lender

Name	SIOUXLAND FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	805 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8939
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008585
Date	Jan 25, 2017
Book Page	751/3691
Instrument	08585

Lender

Name	SUN TRUST MORTGAGE INC
Type	Non-Lending Institution
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	805 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8939
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014554
Date	Jun 23, 2017
Book Page	753/5004
Instrument	14554

Lender

Name	THE SECURITY NATIONAL BANK SIOUX CITY
Address	SIOUX CITY, IA 51102

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	805 WINFIELD CIR, SERGEANT BLUFF, IA 51054-8939
Document Number	0000006181
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	805 WINFIELD CIR SERGEANT BLUFF IA 510548939, SERGEANT BLUFF, IA 51054-8939

Mortgage

Document Number	0000006181
Date	May 27, 2020
Instrument	6181

Lender

Name	SECURITY NAT'L BK/SD
Type	Bank
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 805 Winfield Cir was $6,238 with a homeowner's exemption.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,238.00 Homeowner's exemption	$443,590 Land $49,190 Building $394,400	$443,590 Land $49,190 Building $394,400
2023	$5,864.00 (+1.77%) Homeowner's exemption	$411,210 Land $39,910 Building $371,300	$411,210 Land $39,910 Building $371,300
2022	$5,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Winfield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Winfield Cir is low, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	300 / 75

May also be available: ImOn Communications, Verizon.

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