805 Willow St, Belvidere, IL 61008 Property Records

Boone County property record for 805 Willow St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,354 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Jan 2020)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-455-001`

Property Details

APN / Parcel Number

Primary APN	`05-25-455-001`
Alternative APN	`05-05-25-455-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	2,708 sqft
Basement Area	1,354 sqft
Unfinished Basement	1,354 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-25-455-001
Street Address	805 WILLOW ST
City	BELVIDERE
State	IL
Zip	61008-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-44-3 LT 1 BLK 9 GILMANS 7TH ADD 805 WILLOW ST
Legal Subdivision	GILMANS 7TH ADD
Legal Block	9
Legal Lot Number	1
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1011
Census Tract	10200

Owner

805 Willow St is owned and occupied by two individuals who bought it in January 2020.

Source: Boone County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 POACHERS CIR, BELVIDERE, IL 61008-7896
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	805 WILLOW ST, BELVIDERE, IL 61008-3944
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00702
Date	Feb 2, 2022
Instrument	2022R00702

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jan 8, 2020
Property Address	805 WILLOW ST, BELVIDERE, IL 61008-3944
Document Number	2020R00128
Instrument Date	Jan 6, 2020
Instrument	2020R00128
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	511 POACHERS CIR, BELVIDERE, IL 61008-7896

Mortgage

Document Number	2020R00129
Date	Jan 8, 2020
Instrument	2020R00129

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 805 Willow St was $4,148 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,148.00 Homeowner's exemption	$58,091 (+2.79%) Land $3,844 Building $54,247	$174,273 (+2.79%) Land $11,532 Building $162,741
2024		$56,516 Land $3,844 Building $52,672	$169,548 Land $11,532 Building $158,016
2022	$4,679.00	$46,086 Land $5,894 Building $40,192	$138,258 Land $17,682 Building $120,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 805 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 805 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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