805 Webster St, Oregon, IL 61061 Property Records

Ogle County property record for 805 Webster St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1959
Lot Size	0.2 acres (8,722 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Mar 2023)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`16-04-476-003`

Property Details

APN / Parcel Number

Primary APN	`16-04-476-003`

Interior

Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	8,722 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	312 sqft

Location & Zoning

Street Address	805 WEBSTER ST
City	OREGON
State	IL
Zip	61061-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 18 ZEPHYR SUBD CITY OF OREGON
Legal Subdivision	ZEPHYR SUBD
Legal Lot Number	18
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	2
Census Block	2026
Census Tract	961400

Owner

805 Webster St is owned and occupied by an individual who bought it in March 2023.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	805 WEBSTER ST, OREGON, IL 61061-1937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Nov 7, 2017	Loan Modification, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	Jul 12, 2005 · Amount on File
Deed Document Number	20231175
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Mar 24, 2023
Property Address	805 WEBSTER ST, OREGON, IL 61061-1937
Document Number	0000001175
Map Reference	PB F PG 45
Instrument Date	Mar 7, 2023
Instrument	202301175
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	BT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 WEBSTER ST, OREGON, IL 61061-1937

Mortgage

Document Number	0000001176
Date	Mar 24, 2023
Instrument	202301176

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000001177
Date	Mar 24, 2023
Instrument	202301177

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2028

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	805 WEBSTER ST, OREGON, IL 61061-1937
Document Number	0000006813
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 WEBSTER ST OREGON IL 610611937, OREGON, IL 61061-1937

Mortgage

Document Number	0000006813
Date	Nov 27, 2017
Instrument	6813

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Amount	Amount on Record
Term	480 Months
Due	Nov 26, 2057

Tax Assessment & Valuation

The 2025 property tax bill for 805 Webster St was $4,221.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,221.00	$49,521 Land $7,491 Building $42,030	$148,563 Land $22,473 Building $126,090
2023		$40,507 Land $5,419 Building $35,088	$121,521 Land $16,257 Building $105,264
2022	$3,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 805 Webster St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Webster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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