Clay County property record for 805 W 8th St, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Details | built 2004 |
| Lot Size | 0.247 acres (10,796 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,500 (May 2009) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-215-004 |
| Primary APN | 10-26-215-004 |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 10,796 sqft (0.247 acres) |
| Street Address | 805 W 8TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARNES SUB DIV LOT 3 |
| Legal Subdivision | BARNES SUB |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 807 W 4TH ST, FLORA, IL 62839-1266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY PARTNER SAVINGS BANK |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAV BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2009 · Amount on Record |
| Deed Sale | May 6, 2009 · Amount on Record |
| Deed Document Number | 2009167465 |
| Prior Transfer Date | Jul 8, 2005 |
| Prior Transfer Doc | 154345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 805 W 8TH ST, FLORA, IL 62839-1063 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000208638 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 208638 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 19, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 805 W 8TH ST, FLORA, IL 62839-1063 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D196957 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | D196957 |
| Name | COMMUNITY PARTNERS SAV BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $5,298 (+11.44%) Land $3,430 Building $1,868 | $15,894 (+11.44%) Land $10,290 Building $5,604 |
| 2024 | $4,754 (+19.48%) Land $3,078 Building $1,676 | $14,262 (+19.48%) Land $9,234 Building $5,028 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $3,979 Land $2,564 Building $1,415 | $11,937 Land $7,692 Building $4,245 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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