Lafayette County property record for 805 W 3rd St, Waverly, MO 64096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 840 sqft · built 1951 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $56,500 (Jul 2016) |
| Tax Bill | $745 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-5.0-15-4-001-028.000 |
| Primary APN | 06-5.0-15-4-001-028.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Basement Area | 630 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 805 W 3RD ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 & 8 BLK 25 ORIGINAL TOWN WAVERLY; 614-771, 667-581, 667-579, 902-157, 1035-309, 1171-392, 2009DR1617, 2013DR1568, 2016 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 15 |
| Legal Subdivision | SHROYERS ADDITION |
| Legal Block | 25 |
| Legal Lot Number | 7-8 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 90300 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 805 W 3RD ST, WAVERLY, MO 64096-8191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION |
| Nov 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITYAMERICA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2016 · Amount on Record |
| Deed Sale | Jul 19, 2016 · Amount on Record |
| Deed Document Number | 2016DR2716 |
| Deed Book / Page | 2016 / 2716 |
| Prior Transfer Date | Sep 16, 2008 |
| Prior Transfer Doc | 1171/392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 805 W 3RD ST, WAVERLY, MO 64096-8191 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025DR3782 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025DR3782 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 805 W 3RD ST, WAVERLY, MO 64096-8191 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020DR5197 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020DR5197 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $745.00 (+14.26%) | $10,059 (+14.01%) | $52,940 (+14.01%) Land $7,330 Building $45,610 |
| 2024 | $652.00 | ||
| 2023 | $8,823 | $46,436 Land $6,426 Building $40,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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