805 Valley Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 805 Valley Dr, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1985
Square Footage1,573 sqft Gross Area
Lot Size18,975 sqft (0.435 acres)
Garage576 sqft
OccupancyOwner Occupied
Tax Bill$6,296.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-2223-00040
Alternative APN
  • 41827

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,573 sqft Gross Area
1st Floor1,573 sqft 1st Floor
Basement Area1,360 sqft Basement
Finished Basement1,360 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1985
Architectural StyleSplit Foyer Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area18,975 sqft (0.435 acres)
Garage Area576 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area576 sqft Deck
SaunaSauna
Storage Building96 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number41827
Street Address805 VALLEY DR
CityDULUTH
StateMN
Zip55804-1746
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0004 BLOCK:000 SERIAL #
Legal SubdivisionHILDINGS FIRST DIV DULUTH
Legal Lot Number4
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1004
Census Tract700

Owner

Source: St. Louis County records · APN 010-2223-00040

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address805 VALLEY DR, DULUTH, MN 55804-1746
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
WESTERN NAT'L BK
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
WESTERN NAT'L BK
Mar 07, 2018Loan Modification, Mortgage · Conventional Mortgage
WESTERN NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address805 VALLEY DR, DULUTH, MN 55804-1746
Document Number00T1018919
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address805 VALLEY DR DULUTH MN 558041746, DULUTH, MN 55804-1746

Mortgage

Document Number00T1018919
DateDec 24, 2019
InstrumentT1018919
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 23, 2034

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address805 VALLEY DR, DULUTH, MN 55804-1746
Document Number00A1018919
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address805 VALLEY DR DULUTH MN 558041746, DULUTH, MN 55804-1746

Mortgage

Document Number00A1018919
DateDec 24, 2019
InstrumentA1018919
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 23, 2034

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address805 VALLEY DR, DULUTH, MN 55804-1746
Document Number0000995909
Instrument DateMar 07, 2018
Transaction TypeMortgage
Record UpdatedMar 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address805 VALLEY DR DULUTH MN 558041746, DULUTH, MN 55804-1746

Mortgage

Document Number0000995909
DateMar 14, 2018
Instrument995909
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55816-0050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMar 13, 2021

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,296.00 (+4.62%) Homeowner's exemption
2025$6,018.00 (+12.61%) Homeowner's exemption$473,100 (+6.36%) Land $83,100 Building $390,000$473,100 (+6.36%) Land $83,100 Building $390,000
2024$5,344.00$444,800 (+25.58%) Land $77,500 Building $367,300$444,800 (+25.58%) Land $77,500 Building $367,300
2022$354,200 Land $54,000 Building $300,200$354,200 Land $54,000 Building $300,200

Flood & Wildfire

805 Valley Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Valley Dr

Nearby Streets

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