805 Valhalla Dr, Albion, MI 49224 Property Records

Calhoun County property record for 805 Valhalla Dr, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,225 sqft · built 2024
Lot Size	1.06 acres (46,261 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2003)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-012-461-00`

Property Details

APN / Parcel Number

Primary APN	`51-012-461-00`
Alternative APN	`13-51-012-461-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Basement Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	46,261 sqft (1.06 acres)
Lot Dimensions	185 ft deep x 156 ft wide
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	805 VALHALLA DR
City	ALBION
State	MI
Zip	49224-9481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R-VAN PLAT LOTS #11 & 12. 805 VAL HALLA DR
Legal Subdivision	R VAN PLAT
Legal Lot Number	11-12
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	3
Census Block	3010
Census Tract	3500

Owner

805 Valhalla Dr is owned and occupied by an individual who bought it in March 2003.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	805 VALHALLA DR, ALBION, MI 49224-9481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KELLOGG COMMUNITY CU
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2003 · Amount on File
Deed Sale	Mar 7, 2003 · Amount on File
Prior Sale	May 31, 1996 · Amount on File
Deed Book / Page	2603 / 213
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	805 VALHALLA DR, ALBION, MI 49224-9481
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 VALHALLA DR, ALBION, MI 49224-9481

Mortgage

Document Number	004787/913
Date	Nov 20, 2023
Book Page	4787/913

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Dec 2, 2028

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	805 VALHALLA DR, ALBION, MI 49224-9481
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04152/0427
Date	Jul 6, 2017
Book Page	4152/0427

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	805 VALHALLA DR, ALBION, MI 49224-9481
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004407/544
Date	Apr 6, 2020
Book Page	4407/544

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly
Index	1-Year CMT

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	805 VALHALLA DR, ALBION, MI 49224-9481
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004521/695
Date	Apr 1, 2021
Book Page	4521/695

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 805 Valhalla Dr was $2,965 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,900 (+74.15%)
2025	$2,965.00 Homeowner's exemption	$85,500	$297,800 (+74.15%)
2024			$171,000 (-14.67%)
2023		$100,200	$200,400
2022	$1,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Valhalla Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Valhalla Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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