O'Brien County property record for 805 Summit St, Sanborn, IA 51248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,114 sqft · built 1964 |
| Lot Size | 0.215 acres (9,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,284 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0028270000 |
| Primary APN | 0028270000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 1,114 sqft |
| Finished Basement | 742 sqft |
| Unfinished Basement | 372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,360 sqft (0.215 acres) |
| Lot Dimensions | 117 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 805 SUMMIT ST |
|---|---|
| City | SANBORN |
| State | IA |
| Zip | 51248-1077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADDITION S 15 OF LOT 2, LOT 3 & N 11 OF LOT 4 EXC ALLEY BLK 4 |
| Legal Subdivision | FAIRVIEW ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 2,3,4 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 490200 |
805 Summit St is owned and occupied by an individual.
Source: O'Brien County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 SUMMIT ST, SANBORN, IA 51248-1077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Nov 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 805 SUMMIT ST, SANBORN, IA 51248-1077 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 805 SUMMIT ST, SANBORN, IA 51248-1077 |
| Investor | Possibly a Property Investor |
| Document Number | 0020252693 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025-2693 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | 1701 S MAIN AVE, SIOUX CENTER, IA 51250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 3, 2035 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 805 SUMMIT ST, SANBORN, IA 51248-1077 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201802513 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2018-02513 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | SIOUX CENTER, IA 51250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 805 SUMMIT ST, SANBORN, IA 51248-1077 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000603 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020-00603 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | SIOUX CENTER, IA 51250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 805 Summit St was $2,284, up 13% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sanborn City |
| Unified School District | Hartley-Melvin-Sanborn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,284.00 (+12.96%) | $170,920 Land $14,290 Building $156,630 | $170,920 Land $14,290 Building $156,630 |
| 2024 | $2,022.00 | ||
| 2023 | $141,650 (+37.89%) Land $14,290 Building $127,360 | $141,650 Land $14,290 Building $127,360 | |
| 2022 | $1,724.00 | $102,730 Land $7,520 Building $95,210 | |
| 2021 | $102,730 Land $7,520 Building $95,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 805 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 805 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| The Community Agency Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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