Harford County property record for 805 Stiles Ct, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,922 sqft · built 1988 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $574,999 (May 2019) |
| Tax Bill | $7,044 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-191737 |
| Primary APN | 03-191737 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,922 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 121,968 sqft (2.8 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 784 sqft |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 191737 |
|---|---|
| Street Address | 805 STILES CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 12 2.802 AC 805 STILES COURT EXETER GREEN P4 P 64/49 |
| Legal Subdivision | REVISION LOT 12 PLAT EXETER GREEN |
| Legal Lot Number | 12 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 303400 |
805 Stiles Ct is owned and occupied by two individuals who bought it in May 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 805 STILES CT, JOPPA, MD 21085-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG |
| Feb 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| May 30, 2019 | Deed, Transfer · Line of Credit TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | May 5, 2015 · Amount on File |
| Deed Book / Page | 13282 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 805 STILES CT, JOPPA, MD 21085-1321 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | CHARTER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0141470443 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 14147/443 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 805 STILES CT, JOPPA, MD 21085-1321 |
| Document Number | 0137050379 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | IN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 805 STILES CT JOPPA MD 210851321, JOPPA, MD 21085-1321 |
| Document Number | 0137050379 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 013705/000379 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 805 STILES CT, JOPPA, MD 21085-1321 |
| Document Number | 0137050361 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | IN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 805 STILES CT JOPPA MD 210851321, JOPPA, MD 21085-1321 |
| Document Number | 0137050361 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 013705/000361 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 30, 2019 |
| Property Address | 805 STILES CT, JOPPA, MD 21085-1321 |
| Document Number | 0132820194 |
| Book / Page | 13282 / 0194 |
| Map Reference | MB 64 FO 49 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 STILES CT, JOPPA, MD 21085-1321 |
| Document Number | 0013282215 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 13282/215 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 805 Stiles Ct was $7,044, up 9.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,044.00 (+9.29%) | $640,833 | $691,300 Land $159,000 Building $532,300 |
| 2025 | $6,445.00 | ||
| 2023 | $556,133 | $615,600 Land $159,000 Building $456,600 | |
| 2022 | $5,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 805 Stiles Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 Stiles Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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