Pike County property record for 805 Smith Frk, Pikeville, KY 41501
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 1997 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-00-00-032.01 |
| Primary APN | 092-00-00-032.01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 805 SMITH FRK |
|---|---|
| City | PIKEVILLE |
| State | KY |
| Zip | 41501-4787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | PIKE KY |
| Township / Civil Division | MAYFLOWER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 930100 |
805 Smith Frk is owned and occupied by an individual who acquired it in May 1996.
Source: Pike County records, as of November 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 SMITH FRK, PIKEVILLE, KY 41501-4787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Jul 1, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jul 1, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jun 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Oct 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1996 |
| Deed Sale | May 1, 1996 |
| Deed Document Number | 0000722346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 805 SMITH FRK, PIKEVILLE, KY 41501-4787 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001151/733 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 1151/733 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 3, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 805 SMITH FRK, PIKEVILLE, KY 41501-4787 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001129/464 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 1129/464 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 5, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 805 SMITH FRK, PIKEVILLE, KY 41501-4787 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001129/447 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 1129/447 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jun 29, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 805 SMITH FRK, PIKEVILLE, KY 41501-4787 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1099/721 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 1099/721 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 3, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 805 SMITH FRK, PIKEVILLE, KY 41501-4787 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1056/0084 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 1056/0084 |
| Instrument | 368665 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 3, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 805 SMITH FRK, PIKEVILLE, KY 41501-4787 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1032/0093 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 1032/0093 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 18, 2023 |
The 2025 property tax bill for 805 Smith Frk was $831 with a homeowner's exemption.
Source: Pike County assessment roll, as of November 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pike County |
| Unified School District | Pike County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 Homeowner's exemption | $78,000 | $78,000 |
| 2023 | $1,113.00 | $78,000 | $78,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 805 Smith Frk in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1978–2025) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 Smith Frk is high, ranking above 86% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 99% of Kentucky |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN WATER DIST serves 44,057 people · EPA ID KY0980575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
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