Pontotoc County property record for 805 S Cherry St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,038 sqft · built 1938 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | Company Name on File |
| Last Sale | $16,000 (Apr 2018) |
| Tax Bill | $268 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14638 |
| Primary APN | 14638 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,450 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 14 sqft |
| Patio Area | 14 sqft |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 14638 |
|---|---|
| Street Address | 805 S CHERRY ST |
| City | ADA |
| State | OK |
| Zip | 74820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N65' OF E130' LOT 3 SOUTHSIDE ADDITION |
| Legal Subdivision | SOUTHSIDE -ADA SD- NW 4-3-6 |
| Legal Lot Number | 3 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 89300 |
805 S Cherry St is owned by a company that bought it in April 2018.
Source: Pontotoc County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14620 COUNTY ROAD 1573, ADA, OK 74820-1606 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Jul 14, 2021 | Deed of Trust, Mortgage OKLAHOMA HERITAGE BANK |
| May 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Nov 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Apr 5, 2018 | Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2018 · Amount on File |
| Deed Sale | Apr 5, 2018 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 20181929 |
| Deed Book / Page | 3206 / 210 |
| Prior Transfer Date | May 31, 2005 |
| Prior Transfer Doc | 0000003412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 805 S CHERRY ST, ADA, OK 74820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 14620 COUNTY ROAD 1573, ADA, OK 74820-1606 |
| Document Number | 0003757/65 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 3757/65 |
| Instrument | I-2023-007091 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 805 S CHERRY ST, ADA, OK 74820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003634/137 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 3634/137 |
| Instrument | I-2022-004485 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 805 S CHERRY ST, ADA, OK 74820 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003522/266 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 3522/266 |
| Instrument | I-2021-004346 |
| Name | OKLAHOMA HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jul 15, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 805 S CHERRY ST, ADA, OK 74820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3218/057 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 3218/057 |
| Instrument | 2018-002818 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Aug 18, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 805 S CHERRY ST, ADA, OK 74820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 14620 COUNTY ROAD 1573, ADA, OK 74820-1606 |
| Document Number | 3259/224 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 3259/224 |
| Instrument | 2018-006082 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 15, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Apr 5, 2018 |
| Property Address | 805 S CHERRY ST, ADA, OK 74820 |
| Document Number | 003206/210 |
| Book / Page | 3206 / 210 |
| Instrument Date | Mar 31, 2018 |
| Instrument | 2018-001929 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14620 COUNTY ROAD 1573, ADA, OK 74820-1606 |
| Document Number | 2018001930 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 2018-001930 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 805 S Cherry St was $268, up 1.1% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,702 (+5.01%) Land $945 Building $1,757 | $22,513 (-41.79%) Land $7,875 Building $14,638 | |
| 2025 | $268.00 (+1.13%) | $2,573 (+4.98%) Land $900 Building $1,673 | $38,675 (-1.33%) Land $7,500 Building $31,175 |
| 2024 | $265.00 (+9.96%) | $2,451 (+5.01%) Land $900 Building $1,551 | $39,196 (+9.42%) Land $7,500 Building $31,696 |
| 2023 | $241.00 | $2,334 Land $900 Building $1,434 | $35,820 Land $7,500 Building $28,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 805 S Cherry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2021–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 S Cherry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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