805 S Bragg St, Monroe, NC 28112 Property Records

Union County property record for 805 S Bragg St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,010 sqft · built 1952
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Jul 2024)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-276-028`

Property Details

APN / Parcel Number

Primary APN	`09-276-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	9,627 sqft (0.221 acres)
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	805 S BRAGG ST
City	MONROE
State	NC
Zip	28112-5931
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#12 & P/13 CHAPMAN PB02 PG38
Legal Subdivision	FIRST NATIONAL BANK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3025
Census Tract	20501

Owner

805 S Bragg St, a rural home, is owned and occupied by an individual who bought it in July 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	805 S BRAGG ST, MONROE, NC 28112-5931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC
May 3, 2023	Warranty Deed, Transfer
Jan 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Dec 8, 2023 · Amount on File
Deed Document Number	202417390
Deed Book / Page	8945 / 852
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 8, 2023
Property Address	805 S BRAGG ST, MONROE, NC 28112-5931
Document Number	0008823743
Book / Page	8823 / 743
Map Reference	MB 2 PG 38
Instrument Date	Dec 5, 2023
Instrument	29358
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8016 MILLBRIDGE PKWY, WAXHAW, NC 28173-4573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 GREAT BALSAM WAY, FORT MILL, SC 29715-0091
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029359
Date	Dec 8, 2023
Instrument	29359

Lender

Name	BELL ROCK INCOME FUND 1 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 8, 2024

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 3, 2023
Property Address	805 S BRAGG ST, MONROE, NC 28112-5931
Document Number	0008701505
Book / Page	8701 / 505
Map Reference	MB 2 PG 38
Instrument Date	May 3, 2023
Instrument	10375
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 DOWNWIND DR, MONROE, NC 28110-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8016 MILLBRIDGE PKWY, WAXHAW, NC 28173-4573

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 11, 2023
Property Address	805 S BRAGG ST, MONROE, NC 28112-5931
Document Number	0008638538
Book / Page	8638 / 538
Map Reference	MB 2 PG 38
Instrument Date	Jan 11, 2023
Instrument	736
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 RUBYS WAY, OAKBORO, NC 28129-7420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 DOWNWIND DR, MONROE, NC 28110-6100

Tax Assessment & Valuation

The 2025 property tax bill for 805 S Bragg St was $2,087.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,300 (+7.33%) Land $32,700 Building $223,600	$256,300 (+7.33%) Land $32,700 Building $223,600
2025	$2,087.00	$238,800 Land $32,700 Building $206,100	$238,800 Land $32,700 Building $206,100
2023	$1,052.00	$96,500 Land $17,200 Building $79,300	$96,500 Land $17,200 Building $79,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 805 S Bragg St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 S Bragg St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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