805 Post St, Saginaw, MI 48602 Property Records

Saginaw County property record for 805 Post St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,491 sqft · built 1954
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$96,001 (Jan 2023)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-00-1-57-8000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-1-57-8000-000`
Alternative APN	`20 1578 00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	994 sqft
Basement Area	994 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	323 ft deep x 72 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	805 POST ST
City	SAGINAW
State	MI
Zip	48602-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10,FROMM & VAN WAGONER ADDITION.ALSO,E.75 FT.OF A PARCEL OF LAND IN N.E.1/4 OF N.W.1/4 OF SEC.27,T.12 N., R.4
Legal Range	4E
Legal Township	12N
Legal Section	27
Legal Subdivision	& VAN WAGONER ADD
Legal Lot Number	10
Legal Unit	10
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4017
Census Tract	1500

Owner

805 Post St is owned and occupied by two individuals who bought it in January 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 POST ST, SAGINAW, MI 48602-2910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2017	Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	May 22, 1997
Deed Document Number	2023497
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 9, 2023
Property Address	805 POST ST, SAGINAW, MI 48602-2910
Document Number	0000000497
Map Reference	LB 6 PG 35
Instrument Date	Jan 6, 2023
Instrument	2023000497
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4073 PLEASANTVIEW DR, SAGINAW, MI 48603-9658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6340 FOX GLEN DR APT 55, 55, SAGINAW, MI 48638-7323

Mortgage

Document Number	0000000498
Date	Jan 9, 2023
Instrument	2023000498

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 30, 2017
Property Address	805 POST ST, SAGINAW, MI 48602-2910
Document Number	0000031658
Instrument Date	Nov 28, 2017
Instrument	31658
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4073 PLEASANTVIEW DR SAGINAW MI 486039658, SAGINAW, MI 48603-9658

Mortgage

Document Number	1172
Date	Nov 30, 2017
Instrument	1172

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 805 Post St was $2,832 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,800	$135,600
2025	$2,832.00 Homeowner's exemption
2023		$42,600	$85,200
2022	$2,131.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 805 Post St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 805 Post St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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