805 Post Oak Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 805 Post Oak Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,139 sqft · built 2004
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$875,000 (Feb 2015)
Tax Bill$4,280 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN532-14-00-316

Property Details

APN / Parcel Number

Primary APN532-14-00-316

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,139 sqft Living Area
Gross Area4,712 sqft
1st Floor Area1,573 sqft
Upper Floors Area1,566 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMulti-Family
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Exterior Amenities

PorchSlab
Porch Area528 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address805 POST OAK DR
CityMOUNT PLEASANT
StateSC
Zip29464-4952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -OLD VILLAGE LANDING DESCRIPTION -LOT 16 PHASE II SITE NAME -OLD VILLAGE LANDING
Legal SubdivisionOLD VILLAGE LANDING
Legal Phase2
Legal Lot Number16
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4009
Census Tract4701

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address805 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST RELIANCE BANK
Mar 6, 2017Deed of Trust, Mortgage · Line of Credit
SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2015 · Amount on Record
Deed SaleFeb 26, 2015 · Amount on Record
Deed Book / Page459 / 557
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address805 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010370011
DateSep 27, 2021
Book Page1037/11
Lender
NameFIRST RELIANCE BANK
TypeBank
AddressMOUNT PLEASANT, SC 29464
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2046

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address805 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
Document Number0623/0096
Book / Page000623 / 000096
Instrument DateMar 6, 2017
Transaction TypeMortgage
Record UpdatedMar 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 POST OAK DR MOUNT PLEASANT SC 294644952, MOUNT PLEASANT, SC 29464-4952

Mortgage

Document Number0623/0096
DateMar 13, 2017
Book Page000623/000096
Lender
NameSOUTHERN FIRST BK NA
TypeBank
Address480 E BAY ST, CHARLESTON, SC 29403-6356
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 12, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (+12.96%)$1,147,930 (+2,775.58%) Land $531,990 Building $615,940$1,919,500 (+92.3%) Land $904,600 Building $1,014,900
2024$3,789.00 (+7.37%)$39,920 (-)
2022$3,529.00$39,920$998,200 (-) Land $462,600 Building $535,600
2020$998,200 Land $462,600 Building $535,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 512 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies646 units insured
incl. 134 condo units
Nearby Flood Claims72 (1980–2024)
Claims Outside the SFHA33 of 72
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Idalia, Aug 2023 · 4 claims
  • Severe Storms And Flooding, Oct 2015 · 6 claims
  • Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 82% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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