805 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 805 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1941
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Jun 2019)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-151-005`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-151-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft
Game Room	Game Room

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	122 ft deep x 45 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	805 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-1688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 HAWTHORNE PARK SUB LOT 74
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	HAWTHORNE PARK
Legal Lot Number	74
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1010
Census Tract	173400

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 PEARSON ST, FERNDALE, MI 48220-1688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS
Jun 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Jun 6, 2013 · Amount on Record
Deed Document Number	201998434
Deed Book / Page	52946 / 782
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	0000146583
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	805 PEARSON ST, FERNDALE, MI 48220-1688
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 PEARSON ST, FERNDALE, MI 48220-1688

Mortgage

Document Number	0000319829
Date	Feb 14, 2022
Book Page	57447/734
Instrument	319829

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 19, 2019
Property Address	805 PEARSON ST, FERNDALE, MI 48220-1688
Document Number	0000098434
Book / Page	52946 / 00782
Map Reference	LB 13 PG 24
Instrument Date	Jun 10, 2019
Instrument	98434
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	EQUITY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 PEARSON ST, 805, FERNDALE, MI 48220-1688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 PEARSON ST, FERNDALE, MI 48220-1688

Mortgage

Document Number	5294700522
Date	Jun 19, 2019
Instrument	52947/00522

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,941.00 (-3%) Homeowner's exemption	$148,460 (+11.29%)	$296,920 (+11.29%)
2024	$6,125.00 (+5.8%)
2023		$133,400	$266,800
2021	$5,789.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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