805 Parker St, Monroe, NC 28112 Property Records

Union County property record for 805 Parker St, Monroe, NC 28112

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba · 1,424 sqft · built 2025
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Oct 2025)
Tax Bill	$19 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-235-056`

Property Details

APN / Parcel Number

Primary APN	`09-235-056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,424 sqft Building Perimeter
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	805 PARKER ST
City	MONROE
State	NC
Zip	28112-6055
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-10 MONRO
Legal Description	TRACT 2 OPCS631
Legal Subdivision	2939920
Legal Tract	2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	20502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

805 Parker St, vacant land, is owned and occupied by two individuals who bought it in October 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 PARKER ST, MONROE, NC 28112-6055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Oct 30, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FILO MORTGAGE LLC
Feb 27, 2025	Warranty Deed, Transfer TIMIOS TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Feb 27, 2025 · Amount on File
Deed Document Number	202528611
Deed Book / Page	9234 / 602
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	805 PARKER ST, MONROE, NC 28112-6055
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 CAMDEN RD 10720, 10720, CHARLOTTE, NC 28203-4690
Investor	Possibly a Property Investor

Mortgage

Document Number	0009109589
Date	May 1, 2025
Book Page	9109/589
Instrument	10646

Lender

Name	AMERIS BANK
Type	Bank
Address	POOLER, GA 31322

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 30, 2025
Property Address	805 PARKER ST, MONROE, NC 28112-6055
Document Number	0009234602
Book / Page	9234 / 602
Map Reference	CAB S FILE 631
Instrument Date	Oct 30, 2025
Instrument	28611
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 CAMDEN RD STE 107, 107, CHARLOTTE, NC 28203-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 PARKER ST, MONROE, NC 28112-6055

Mortgage

Document Number	0000028612
Date	Oct 30, 2025
Instrument	28612

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 27, 2025
Property Address	805 PARKER ST, MONROE, NC 28112-6055
Document Number	0009068556
Book / Page	9068 / 556
Map Reference	CAB S FILE 631
Instrument Date	Feb 26, 2025
Instrument	4594
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 S HAYNE ST, MONROE, NC 28112-6017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 CAMDEN RD # 107-24, 107, CHARLOTTE, NC 28203-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 805 Parker St was $19, up 18.8% from the year before.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,400 (+12,918.18%) Land $34,200 Building $252,200	$286,400 (+12,918.18%) Land $34,200 Building $252,200
2025	$19.00 (+18.75%)	$2,200 (+46.67%) Land $2,200	$2,200 Land $2,200
2024	$16.00	$1,500 (-) Land $1,500
2023	$16.00	$1,500 Land $1,500	$1,500 Land $1,500
2021			$1,500 Land $1,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 805 Parker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Parker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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