805 Oak St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 805 Oak St, Cincinnati, OH 45206

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,164 sqft · built 1900
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2023)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067-0002-0143-00`

Property Details

APN / Parcel Number

Primary APN	`067-0002-0143-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,164 sqft Finished Area
1st Floor Area	1,082 sqft
2nd Floor Area	1,082 sqft
Upper Floors Area	866 sqft
Attic	Attic
Attic Area	1,082 sqft
Basement Area	1,082 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	60 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	805 OAK ST
City	CINCINNATI
State	OH
Zip	45206-1282
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	805 OAK ST 50 X 60 PT LOT 6 E KEMPERS EST
Legal Subdivision	E KEMPERS ESTATE
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	26700

Owner

805 Oak St, a triplex, is owned and occupied by an individual who bought it in November 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	805 OAK ST, CINCINNATI, OH 45206-1282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2019	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Jul 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Document Number	0000078505
Deed Book / Page	15037 / 468
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 6, 2023
Property Address	805 OAK ST, CINCINNATI, OH 45206-1215
Document Number	0000078505
Book / Page	15037 / 468
Map Reference	MB 2 PG 26
Instrument Date	Sep 5, 2023
Instrument	2023-0078505
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 OAK ST # 807, 807, CINCINNATI, OH 45206-1215

Mortgage

Document Number	0000078506
Date	Nov 6, 2023
Instrument	2023-0078506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2019
Property Address	805 OAK ST, CINCINNATI, OH 45206-1215
Document Number	0000062165
Book / Page	13970 / 00038
Map Reference	MB 2 PG 26
Instrument Date	Jul 24, 2019
Instrument	2019-0062165
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 FULTON AVE APT 5, 5, CINCINNATI, OH 45206-2560
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062166
Date	Jul 31, 2019
Instrument	2019-0062166

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	Aug 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.1%
Index	1-Year LIBOR
Max Rate	9.1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2019
Property Address	805 OAK ST, CINCINNATI, OH 45206-1215
Document Number	0000062164
Book / Page	013970 / 000036
Instrument Date	Jul 17, 2019
Instrument	62164
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6783 CINCINNATI OH 452060783, CINCINNATI, OH 45206-0783

Tax Assessment & Valuation

The 2025 property tax bill for 805 Oak St was $3,327, up 1.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 (+1.25%)	$52,938 (-) Land $4,134 Building $48,804
2024	$3,286.00 (-2.38%)	$52,938 (-) Land $4,134 Building $48,804
2023	$3,366.00 (+59.68%)	$52,938 (+77.94%) Land $4,134 Building $48,804	$151,250 Land $11,810 Building $139,440
2022	$2,108.00	$29,750 Land $2,499 Building $27,251
2020			$85,000 Land $7,140 Building $77,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 805 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures