805 Neptune Ave, #805A, Encinitas, CA 92024 Property Records

San Diego County property record for 805 Neptune Ave, #805A, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,359 sqft · built 1980
Lot Size	0.14 acres (6,093 sqft)
Owner	2 Individual Names on File
Last Sale	$1,630,000 (Jul 2004)
Tax Bill	$26,887 (2025)
Deeds & Mortgages	Jun 2021 Sale Feb 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`256-012-24-00`

Property Details

APN / Parcel Number

Primary APN	`256-012-24-00`
Alternative APN	`2560120700`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,359 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,093 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	2560120700
Street Address	805 NEPTUNE AVE, 805A
City	ENCINITAS
State	CA
Zip	92024-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	BLK 9 LOTS 9&10 (EX DOC86-042644) TR 001859
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001859
Legal Block	9
Legal Lot Number	9,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17702

Owner

805 Neptune Ave, #805A is owned by two individuals who bought it in July 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	519 ENCINITAS BLVD, 100, ENCINITAS, CA 92024-3738
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 1, 2021	Grant Deed, Transfer
Jun 3, 2021	Grant Deed, Transfer · Conventional Mortgage ALLY BANK
Sep 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 11, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2004 · Amount on File
Deed Sale	Jul 7, 2004 · Amount on File
Prior Sale	May 28, 1998 · Amount on File
Deed Document Number	2004629937
Prior Transfer Date	Jul 12, 1996
Prior Transfer Doc	0000358726
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2021
Property Address	805-805A NEPTUNE AVE, ENCINITAS, CA 92024
Document Number	0000414198
Map Reference	MAP 1859
Instrument Date	Mar 17, 2021
Instrument	2021-0414198
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 NEPTUNE AVE, ENCINITAS, CA 92024-2063

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2021
Property Address	805-805A NEPTUNE AVE, ENCINITAS, CA 92024
Document Number	0000077782
Map Reference	MAP 1859
Instrument Date	Jan 19, 2021
Instrument	2021-0077782
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	805 NEPTUNE AVE, ENCINITAS, CA 92024-2063

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2021
Property Address	805-805A NEPTUNE AVE, ENCINITAS, CA 92024
Document Number	0000414196
Map Reference	MAP 1859
Instrument Date	Jan 19, 2021
Instrument	2021-0414196
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	805 NEPTUNE AVE, ENCINITAS, CA 92024-2063

Mortgage

Document Number	0000414197
Date	Jun 3, 2021
Instrument	2021-0414197

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	805-805A NEPTUNE AVE, ENCINITAS, CA 92024
Document Number	0000575439
Instrument Date	Sep 21, 2020
Instrument	575439
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	805 NEPTUNE AVE ENCINITAS CA 920242063, ENCINITAS, CA 92024-2063

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2017
Property Address	805-805A NEPTUNE AVE, ENCINITAS, CA 92024
Document Number	0000574371
Map Reference	MAP1859
Instrument Date	Nov 27, 2017
Instrument	2017-0574371
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	805 NEPTUNE AVE, ENCINITAS, CA 92024-2063

Mortgage

Document Number	0000574372
Date	Dec 11, 2017
Instrument	2017-0574372

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 805 Neptune Ave, #805A was $26,887.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,467,876 (+2%) Land $1,848,326 Building $619,550
2025	$26,887.00	$2,419,487 Land $1,812,085 Building $607,402
2023	$25,053.00 (+2.47%)	$2,308,537 Land $1,741,720 Building $566,817
2022	$24,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 805 Neptune Ave, #805A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 805 Neptune Ave, #805A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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