805 N 7th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 805 N 7th St, Cambridge, OH 43725 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,596 sqft · built 1925
Lot Size	0.135 acres (5,880 sqft)
Owner	Individual Name on File
Tax Bill	$1,752 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0006353.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006353.000`
Alternative APN	`004397-1`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	816 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	140 ft deep x 42 ft wide

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004397-1
Street Address	805 N 7TH ST
City	CAMBRIDGE
State	OH
Zip	43725-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-12 2 WATSON 1
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	WATSON 1
Legal Tract	2
Legal Lot Number	2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3027
Census Tract	977400

Owner

Source: Guernsey County records · APN 06-0006353.000

Assessment roll updated March 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	805 N 7TH ST, CAMBRIDGE, OH 43725-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage THE COMMUNITY BANK
Sep 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	May 24, 2022
Property Address	805 N 7TH ST, CAMBRIDGE, OH 43725-1401
Document Number	000583/344
Book / Page	583 / 344
Instrument Date	May 18, 2022
Instrument	202200003063
Transaction Type	Transfer
Record Updated	Jun 07, 2022
Title Company	NOT AVAILABLE, ABC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 N 5TH ST, ZANESVILLE, OH 43701-3533

Mortgage

Document Number	202200003064
Date	May 24, 2022
Instrument	202200003064

Lender

Name	THE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	10-Year TN
Margin	3
Max Rate	10.1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	805 N 7TH ST, CAMBRIDGE, OH 43725-1401
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	577/4383
Date	Sep 03, 2021
Book Page	577/4383
Instrument	202100005057

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Guernsey County records · Assessment roll updated March 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (-1.3%) Homeowner's exemption	$35,497 (-) Land $6,556 Building $28,941
2024	$1,775.00 (+11.49%) Homeowner's exemption	$35,497 (+17.14%) Land $6,556 Building $28,941	$101,420 (+17.13%) Land $18,730 Building $82,690
2023	$1,592.00 (+5.92%) Homeowner's exemption	$30,302 (+0.01%) Land $5,596 Building $24,706
2022	$1,503.00 Homeowner's exemption	$30,300 Land $5,600 Building $24,700	$86,590 (+0.01%) Land $16,010 Building $70,580
2021			$86,580 Land $15,990 Building $70,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guernsey County (39059C), updated August 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390599774003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–2026)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Aug 2026, other causes
Claims By Storm	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 671 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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