805 Mountain Ridge Dr, Culver, OR 97734 Property Records

Jefferson County property record for 805 Mountain Ridge Dr, Culver, OR 97734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Sep 2021)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Mortgage + 6 more
APN	`121317-CD-06400`

Property Details

APN / Parcel Number

Primary APN	`121317-CD-06400`
Alternative APN	`12386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	12386
Street Address	805 MOUNTAIN RIDGE DR
City	CULVER
State	OR
Zip	97734-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUB: CULVER RIDGE 3RD ADDITION PH 2 LOT - 16
Legal Range	13E
Legal Township	12S
Legal Section	17
Legal Subdivision	CULVER RIDGE 3RD ADDITION PH 2
Legal Block	16
Legal Lot Number	16
Jurisdiction	JEFFERSON OR
Township / Civil Division	CULVER
Census Block Group	1
Census Block	1036
Census Tract	960304

Owner

805 Mountain Ridge Dr is owned by a company that bought it in September 2021.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	451 7TH ST SW, WASHINGTON, DC 20410-0001
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2026	Grant Deed, Transfer · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 15, 2023	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jan 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 22, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage USA DIRECT FUNDING
Jan 24, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	20214625
Prior Transfer Date	Oct 22, 2007
Prior Transfer Doc	20075357
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON OR
Recording Date	Jun 11, 2026
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Document Number	0000001825
Instrument Date	May 10, 2026
Instrument	20261825
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001
Investor	Possibly a Property Investor

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON OR
Recording Date	Jun 11, 2026
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Document Number	0020261825
Instrument Date	May 10, 2026
Instrument	20261825
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Mortgage

Date	Jun 11, 2026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OR
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534

Mortgage

Document Number	0020233471
Date	Dec 15, 2023
Instrument	2023-3471

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Oct 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OR
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534

Mortgage

Document Number	0020230201
Date	Jan 24, 2023
Instrument	2023-0201

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OR
Recording Date	Sep 22, 2021
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Document Number	20214625
Instrument Date	Sep 15, 2021
Instrument	2021-4625
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534

Mortgage

Document Number	20214626
Date	Sep 22, 2021
Instrument	2021-4626

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	20214627
Date	Sep 22, 2021
Instrument	2021-4627

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OR
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170463
Date	Feb 8, 2017
Instrument	2017-0463

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON OR
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE I& ESCOROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170218
Date	Jan 23, 2017
Instrument	2017-0218

Lender

Name	USA DIRECT FUNDING
Type	Lending Institution
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OR
Recording Date	Jan 24, 2020
Property Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534
Document Number	20200294
Map Reference	DOC 962456
Instrument Date	Jan 21, 2020
Instrument	2020-0294
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 MOUNTAIN RIDGE DR, CULVER, OR 97734-9534

Mortgage

Document Number	20200295
Date	Jan 24, 2020
Instrument	2020-0295

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 805 Mountain Ridge Dr was $4,155.

Source: Jefferson County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Jefferson County
Municipality	Culver City
Unified School District	Culver School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,155.00	$136,900	$352,530 Land $76,680 Building $275,850
2023	$3,555.00	$129,050	$349,510 Land $76,070 Building $273,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 805 Mountain Ridge Dr; 35 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Mountain Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Mountain Net.

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