805 Madison St, Oregon, IL 61061 Property Records

Ogle County property record for 805 Madison St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,096 sqft · built 1917
Lot Size0.286 acres (12,460 sqft)
OwnerCompany Name on File
Last Sale$86,000 (Feb 2011)
Tax Bill$3,267 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-04-295-004

Property Details

APN / Parcel Number

Primary APN16-04-295-004

Interior

Stories1 Story
Building Area1,096 sqft Living Area
Basement Area886 sqft
Unfinished Basement886 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area12,460 sqft (0.286 acres)
Lot Dimensions190 ft deep x 66 ft wide
Garage TypeDetached
Garage Area616 sqft

Location & Zoning

Street Address805 MADISON ST
CityOREGON
StateIL
Zip61061-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 2 BLK 4 J C T PHELPS ADD CITY OF OREGON
Legal SubdivisionJ C T PHELPS ADD
Legal Block4
Legal Lot Number2
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group2
Census Block2023
Census Tract961400

Owner

805 Madison St is owned by a company that bought it in February 2011.

Source: Ogle County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2011 · Amount on File
Deed SaleFeb 14, 2011 · Amount on File
Deed Document Number20111101256
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address805 MADISON ST, OREGON, IL 61061-1735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002904
DateMay 14, 2020
Instrument202002904
Lender
NameHARVARD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 805 Madison St was $3,267.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,267.00$39,693 Land $10,783 Building $28,910$119,079 Land $32,349 Building $86,730
2023$30,638 Land $6,502 Building $24,136$91,914 Land $19,506 Building $72,408
2022$2,305.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 805 Madison St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2017–2023)
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 805 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Madison St

Nearby Streets

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