805 Joy Dr, Obion, TN 38240 Property Records

Obion County property record for 805 Joy Dr, Obion, TN 38240

Property Summary

Property Type	Single Family Home
Details	1 ba · 910 sqft · built 1971
Lot Size	0.429 acres (18,700 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Dec 2017)
Tax Bill	$497 (2018)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066123L A 00800`

Property Details

APN / Parcel Number

Primary APN	`066123L A 00800`
Alternative APN	`123L A 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,700 sqft (0.429 acres)
Lot Dimensions	170 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	805 JOY DR
City	OBION
State	TN
Zip	38240-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES S/D 9
Legal Subdivision	JONES S/D
Legal Lot Number	9
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	3
Census Block	3070
Census Tract	965400

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	805 JOY DR, OBION, TN 38240-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	May 14, 2009 · Amount on Record
Deed Document Number	51526
Deed Book / Page	208 / 800
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Dec 28, 2017
Property Address	805 JOY DR, OBION, TN 38240-4811
Document Number	000208/800
Book / Page	208 / 800
Instrument Date	Dec 22, 2017
Instrument	51526
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 JOY DR, OBION, TN 38240-4811

Mortgage

Document Number	0000051527
Date	Dec 28, 2017
Book Page	208/802
Instrument	51527

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Obion Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,050 (-) Land $3,000 Building $23,050
2023		$26,050 (+90.49%) Land $3,000 Building $23,050	$104,200 (+90.49%) Land $12,000 Building $92,200
2022		$13,675 Land $2,250 Building $11,425	$54,700 Land $9,000 Building $45,700
2018	$497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBION WATER DEPT serves 1,615 people · EPA ID TN0000524
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20