Polk County property record for 805 Indian Bluff, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 2007 |
| Lot Size | 0.232 acres (10,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Sep 2007) |
| Tax Bill | $405 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354772-000020 |
| Primary APN | 25-28-28-354772-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,570 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,097 sqft (0.232 acres) |
| Lot Dimensions | 120 ft deep x 84 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 35 sqft |
| Street Address | 805 INDIAN BLF |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLF RUN FIRST ADDITION PB 80 PG 26 LOT 2 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | WOLF RUN FIRST ADDITION |
| Legal Tract | 354772 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11721 |
805 Indian Bluff is owned and occupied by two individuals who bought it in September 2007.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 805 INDIAN BLF, WINTER HAVEN, FL 33880-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2007 · Amount on File |
| Deed Sale | Sep 5, 2007 · Amount on File |
| Prior Sale | Jan 27, 2006 · Amount on File |
| Deed Document Number | 2007187205 |
| Deed Book / Page | 7416 / 2228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 805 INDIAN BLF, WINTER HAVEN, FL 33880-1052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000299022 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 11984/1930 |
| Instrument | 2021299022 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 805 Indian Bluff was $405 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,313 (+2.7%) | $174,527 (-2.36%) Land $30,000 Building $144,527 | |
| 2025 | $405.00 Homeowner's exemption | $65,543 | $178,747 Land $30,000 Building $148,747 |
| 2023 | $866.00 (+4.21%) Homeowner's exemption | $61,841 (+3%) | $181,326 (+27.72%) Land $25,000 Building $156,326 |
| 2022 | $831.00 Homeowner's exemption | $60,040 | $141,973 Land $12,500 Building $129,473 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 805 Indian Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1991–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 Indian Bluff is high, ranking above 76% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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