805 Greer St, Covington, KY 41011 Property Records

Kenton County property record for 805 Greer St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,428 sqft · built 1880
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Jul 2011)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-12-004.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-12-004.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,428 sqft Finished Area
Gross Area	2,775 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Garage Area	172 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	805 GREER ST
City	COVINGTON
State	KY
Zip	41011-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREERS 2ND LOT 34 25'X 100'
Legal Subdivision	GREERS 2ND (HOMESTEAD)
Legal Lot Number	34
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1015
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	805 GREER ST, COVINGTON, KY 41011-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 4, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Aug 14, 2019	Quit Claim Deed, Mortgage OTHER INSTITUTIONAL LENDERS
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2011 · Amount on File
Deed Sale	Jul 13, 2011 · Amount on File
Deed Document Number	201107 13 059 00065
Deed Book / Page	4603 / 216
Last Transfer Date	Aug 8, 2019
Transfer Doc	0000000233
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	805 GREER ST, COVINGTON, KY 41011-1350
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 GREER ST, COVINGTON, KY 41011-1350

Mortgage

Document Number	0005900210
Date	Sep 1, 2022
Book Page	403/435
Instrument	22090105900210

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	805 GREER ST, COVINGTON, KY 41011-1350
Document Number	000M820764
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	805 GREER ST COVINGTON KY 410111350, COVINGTON, KY 41011-1350

Mortgage

Document Number	000M820764
Date	Aug 13, 2020
Book Page	000M82/000764

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 14, 2019
Property Address	805 GREER ST, COVINGTON, KY 41011-1350
Document Number	0000000233
Book / Page	0C6730 / 000198
Instrument Date	Aug 8, 2019
Instrument	233
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 GREER ST COVINGTON KY 410111350, COVINGTON, KY 41011-1350

Mortgage

Document Number	235
Date	Aug 14, 2019
Book Page	0C6730/000201
Instrument	235

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	805 GREER ST, COVINGTON, KY 41011-1350
Document Number	0000000112
Book / Page	0C6311 / 000080
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	805 GREER ST COVINGTON KY 410111350, COVINGTON, KY 41011-1350

Mortgage

Document Number	0000000112
Date	Dec 7, 2017
Book Page	0C6311/000080
Instrument	112

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,300 (+53.39%) Land $10,000 Building $275,300	$285,300 (+53.39%) Land $10,000 Building $275,300
2025	$2,464.00 (-0.52%)	$186,000 (-) Land $10,000 Building $176,000	$186,000 (-) Land $10,000 Building $176,000
2023	$2,477.00	$186,000 Land $10,000 Building $176,000	$186,000 Land $10,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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