805 Grant Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 805 Grant Ave, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,588 sqft · built 1910
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Nov 2009)
Tax Bill	$5,589 (2026)
Deeds & Mortgages	Jan 2018 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 49.40-5-51`

Property Details

APN / Parcel Number

Primary APN	`421500 49.40-5-51`
Alternative APN	`150004904000050510000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,588 sqft Total Area
1st Floor Area	1,294 sqft
2nd Floor Area	1,294 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	120 ft deep x 33.3 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	805 GRANT AVE
City	SCHENECTADY
State	NY
Zip	12307-1806
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	5
Legal Lot Number	51.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4001
Census Tract	20900

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 GRANT AVE, SCHENECTADY, NY 12307-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2009 · Amount on Record
Deed Sale	Nov 10, 2009 · Amount on Record
Prior Sale	Nov 10, 2009 · Amount on Record
Deed Book / Page	1810 / 596
Prior Transfer Date	Nov 2, 2009
Prior Transfer Doc	0000047304
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	805 GRANT AVE, SCHENECTADY, NY 12307-1806
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004336
Date	Jan 26, 2018
Book Page	4816/119
Instrument	201804336

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	805 GRANT AVE, SCHENECTADY, NY 12307-1806
Document Number	0000014050
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 GRANT AVE SCHENECTADY NY 123071806, SCHENECTADY, NY 12307-1806

Mortgage

Document Number	0000014050
Date	May 15, 2020
Book Page	004988/000351
Instrument	14050

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,589.00 (+4.64%) Homeowner's exemption
2025	$5,341.00 (+25.11%)	$98,900 (-) Land $10,900 Building $88,000	$163,769 (+30.82%) Land $18,049 Building $145,720
2023		$98,900 (-) Land $10,900 Building $88,000	$125,190 (+3.8%) Land $13,797 Building $111,393
2022		$98,900 Land $10,900 Building $88,000	$120,610 Land $13,293 Building $107,317
2021	$4,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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