Polk County property record for 805 Eagle Rock Ter, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,193 sqft · built 2020 |
| Lot Size | 0.204 acres (8,882 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,084 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-16-689007-000540 |
| Primary APN | 26-29-16-689007-000540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| Gross Area | 2,634 sqft |
| 1st Floor Area | 927 sqft |
| Upper Floors Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,882 sqft (0.204 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 805 EAGLE ROCK TER |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE LANDING PHASE I PB 177 PG 44-47 LOT 54 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 16 |
| Legal Subdivision | EAGLE LANDING PHASE I |
| Legal Phase | I |
| Legal Block | 4 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 805 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN |
| Aug 31, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2020 |
| Deed Sale | Dec 28, 2020 |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 2020280239 |
| Deed Book / Page | 11511 / 986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 805 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5842 |
| Document Number | 0115110986 |
| Book / Page | 011511 / 000986 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 280239 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 805 EAGLE ROCK TER WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880 |
| Document Number | 115110988 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 011511/000988 |
| Instrument | 280240 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 805 EAGLE ROCK TER, WINTER HAVEN, FL 33880-5842 |
| Document Number | 0113550783 |
| Book / Page | 011355 / 000783 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 178403 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $798.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4307 VINELAND RD #H22 ORLANDO FL 328117365, H22, ORLANDO, FL 32811-7365 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,631 (+21.36%) | $298,192 (+11.04%) Land $36,000 Building $262,192 | |
| 2025 | $3,084.00 (+6.02%) Homeowner's exemption | $205,697 (+5.99%) | $268,534 (+1.41%) Land $36,000 Building $232,534 |
| 2023 | $2,909.00 (+2.86%) Homeowner's exemption | $194,078 (+3%) | $264,813 (+23.14%) Land $35,000 Building $229,813 |
| 2022 | $2,828.00 Homeowner's exemption | $188,425 | $215,056 Land $35,000 Building $180,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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