805 E Rutland St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 805 E Rutland St, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,950 sqft · built 1930
Owner	2 Individual Names on Record
Last Sale	$427,255 (Mar 2024)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Sale & Mortgage
APN	`106-140-1870`

Property Details

APN / Parcel Number

Primary APN	`106-140-1870`
Alternative APN	`21999`

Interior

Building Area	2,950 sqft Living Area

Exterior

Year Built	Built 1930

Location & Zoning

Old Parcel Number	106-140-1870
Street Address	805 E RUTLAND ST
City	COVINGTON
State	LA
Zip	70433-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A BEING A RESUB OF LOT 1 W .5 LOT 2 W .5 OF LOT 13 ALL LOT 14 PT LOTS 15 16 SQ 10 DIVISION OF ST JOHN INST NO 891890 INS
Legal Subdivision	DIVISION OF ST JOHN (COVINGTON
Legal Lot Number	15,16
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1001
Census Tract	40602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Division of St. John Historic District (Boundary Decrease) listed 2023 · 180 contributing resources · NRIS 82000461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 E RUTLAND ST, COVINGTON, LA 70433-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage US SMALL BUSINESS ADMN
Jul 20, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	May 28, 2015
Deed Document Number	2282004
Prior Transfer Date	Jul 20, 2021
Prior Transfer Doc	2282004
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	805 E RUTLAND ST, COVINGTON, LA 70433-3224
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002317621
Date	Mar 4, 2022
Instrument	2317621

Lender

Name	US SMALL BUSINESS ADMN
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2052

Interest

Rate Type	Fixed Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 20, 2021
Property Address	805 E RUTLAND ST, COVINGTON, LA 70433-3224
Document Number	0002282004
Map Reference	DOC 1599640
Instrument Date	Jul 15, 2021
Instrument	2282004
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E RUTLAND ST, COVINGTON, LA 70433-3224

Mortgage

Document Number	0002282006
Date	Jul 20, 2021
Instrument	2282006

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (-3.95%) Homeowner's exemption	$63,213 (-) Land $30,000 Building $33,213	$632,125 (-) Land $300,000 Building $332,125
2024	$6,256.00 (+13.54%) Homeowner's exemption	$63,213 (+19.75%) Land $30,000 Building $33,213	$632,125 (+19.75%) Land $300,000 Building $332,125
2023	$5,510.00 Homeowner's exemption	$52,787 (-) Land $18,500 Building $34,287	$527,870 (+7.1%) Land $185,000 Building $342,870
2022	$5,510.00 Homeowner's exemption	$52,787 Land $18,500 Building $34,287	$492,870 Land $150,000 Building $342,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 178 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	178 in force
Nearby Flood Claims	90 (1980–2022)
Claims Outside the SFHA	30 of 90
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 20 claims Hurricane Katrina, Aug 2005 · 21 claims Tropical Storm Allison, Jun 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 60% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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