805 E Main St, Union City, OH 45390 Property Records

Darke County property record for 805 E Main St, Union City, OH 45390

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1900
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Nov 2022)
Tax Bill	$830 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H33-2-113-29-03-02-13400`

Property Details

APN / Parcel Number

Primary APN	`H33-2-113-29-03-02-13400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	375 sqft
Unfinished Basement	375 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	19,907 sqft (0.457 acres)
Lot Dimensions	169 ft deep x 115 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	150 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	240 sqft
Canopy	190 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	805 E MAIN ST
City	UNION CITY
State	OH
Zip	45390-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROES ADDN WHOLE LOT 282 & 1/2 VAC ST & SM TR N OF LOT
Legal Subdivision	ROES ADDN
Legal Tract	N
Legal Lot Number	282
Jurisdiction	DARKE OH
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3013
Census Tract	510100

Owner

805 E Main St is owned and occupied by two individuals who bought it in November 2022.

Source: Darke County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 E MAIN ST, UNION CITY, OH 45390-1823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · Commercial Mortgage THE FARMERS STATE BANK
Jul 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK OF NEW CASTLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Mar 9, 2011 · Amount on File
Deed Document Number	20226595
Deed Book / Page	558 / 5630
Prior Transfer Date	Oct 16, 2008
Prior Transfer Doc	0414/00611
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Nov 1, 2022
Property Address	805 E MAIN ST, UNION CITY, OH 45390-1823
Document Number	00558/5630
Book / Page	558 / 5630
Map Reference	VOL 440 PG 1671
Instrument Date	Oct 25, 2022
Instrument	202200006595
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	805 E MAIN ST, UNION CITY, OH 45390-1823

Mortgage

Document Number	202200006596
Date	Nov 1, 2022
Instrument	202200006596

Lender

Name	THE FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 25, 2022
Min Rate At Change	3.25%
Max Rate At Change	11.2%
Index	Other
Margin	2

Mortgage

Document Number	00558/5647
Date	Nov 1, 2022
Book Page	558/5647
Instrument	202200006597

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Unknown
Amount	Amount on Record
Term	239 Months
Due	Oct 25, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 25, 2022
Change Frequency	Monthly
Min Rate At Change	5.25%
Max Rate At Change	13.2%
Index	1-Year CMT

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	805 E MAIN ST, UNION CITY, OH 45390-1823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	509/2871
Date	Jul 31, 2017
Book Page	509/2871
Instrument	201700004747

Lender

Name	CITIZENS STATE BANK OF NEW CASTLE
Type	Bank
Address	UNION CITY, IN 47390

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jun 22, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 805 E Main St was $830 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Jackson Township
Municipality	Union City Village
Unified School District	Mississinawa Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$830.00 Homeowner's exemption	$26,280 Land $3,090 Building $23,190	$75,070 Land $8,820 Building $66,250
2023	$853.00 (+56.51%) Homeowner's exemption	$26,280 (+91.41%) Land $3,090 Building $23,190	$75,070 Land $8,820 Building $66,250
2022	$545.00	$13,730 Land $2,660 Building $11,070
2020			$39,240 Land $7,600 Building $31,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 805 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY VILLAGE PWS serves 1,650 people · EPA ID OH1901212
Water Source	Purchased groundwater from UNION CITY WATER WORKS
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wabash Communications Fixed Wireless	100 / 25
Watch TV Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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