Bay County property record for 805 E 4th St, Panama City, FL 32401
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 3 bd · 1 ba · 1,434 sqft · built 2014 |
| Lot Size | 0.321 acres (14,026 sqft) |
| Owner | Company Name on Record |
| Last Sale | $82,000 (Dec 1989) |
| Tax Bill | $93 (2024) |
| Deeds & Mortgages | Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 21097-000-000 |
| Primary APN | 21097-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,434 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,026 sqft (0.321 acres) |
| Lot Dimensions | 65 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 805 E 4TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | PC09 |
| Legal Description | SUDDUTHS 4TH ADD. PART OF LOTS 1,2 & ALL OF 3 BLK 45 ORB 1255 P 1606 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | SUDDUTHS 4TH ADD |
| Legal Block | 45 |
| Legal Lot Number | 1,2 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1900 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 822 E HIGHWAY 98, PANAMA CITY, FL 32401-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 1989 · Amount on Record |
| Deed Sale | Dec 20, 1989 · Amount on Record |
| Deed Document Number | 0012551606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 12, 2019 |
| Property Address | 805 E 4TH ST, PANAMA CITY, FL 32401 |
| Document Number | 0041331554 |
| Book / Page | 004133 / 001554 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 55170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 903 E 4TH ST PANAMA CITY BEACH FL 324013760, PANAMA CITY BEACH, FL 32401-3760 |
| Document Number | 41331554 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 004133/001554 |
| Instrument | 55170 |
| Name | PEOPLESSOUTH BK |
|---|---|
| Type | Bank |
| Address | LYNN HAVEN, FL 32444 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jun 11, 2022 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,034 (-12.61%) Land $42,228 Building $72,806 | $115,034 (-12.61%) Land $42,228 Building $72,806 | |
| 2024 | $93.00 (-70.94%) | ||
| 2023 | $320.00 (-6.98%) Additional exemption filed | $131,629 (+5.08%) Land $57,244 Building $74,385 | $131,629 (+5.08%) Land $57,244 Building $74,385 |
| 2022 | $344.00 Additional exemption filed | $125,264 Land $50,088 Building $75,176 | $125,264 Land $50,088 Building $75,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 14 (1985–2021) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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