805 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 805 E 24th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 2007
Lot Size	0.16 acres (6,980 sqft)
Owner	Individual Name on Record
Last Sale	$240,500 (Sep 2020)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`11544-100-003`

Property Details

APN / Parcel Number

Primary APN	`11544-100-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,644 sqft Heated Area
Gross Area	2,260 sqft
1st Floor Area	1,644 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	6,980 sqft (0.16 acres)
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	630 sqft

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	805 E 24TH ST
City	LYNN HAVEN
State	FL
Zip	32444-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKWOOD LOT 3 ORB 4294 P 230
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	BROOKWOOD
Legal Lot Number	3
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4009
Census Tract	1302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	805 E 24TH ST, LYNN HAVEN, FL 32444-7807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	2020057819
Deed Book / Page	4294 / 230
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	805 E 24TH ST, LYNN HAVEN, FL 32444-7807
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E 24TH ST, LYNN HAVEN, FL 32444-7807

Mortgage

Document Number	0046200454
Date	Oct 12, 2022
Book Page	4620/454
Instrument	2022075007

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 1, 2020
Property Address	805 E 24TH ST, LYNN HAVEN, FL 32444-7807
Document Number	0042940230
Book / Page	4294 / 230
Map Reference	MB 23 PG 1-3
Instrument Date	Aug 31, 2020
Instrument	2020057819
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1924 BEXLEY LN, 1924, CHESAPEAKE, VA 23322-4443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E 24TH ST, LYNN HAVEN, FL 32444-7807

Mortgage

Document Number	0004294232
Date	Sep 1, 2020
Instrument	4294/232

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (+3.08%) Homeowner's exemption	$228,203 (+5.99%)	$235,779 (+5.02%) Land $51,600 Building $184,179
2023	$2,723.00 (+9.93%) Homeowner's exemption	$215,313 (+3%)	$224,509 (+7.4%) Land $46,366 Building $178,143
2022	$2,477.00 Homeowner's exemption	$209,042 Land $43,732 Building $165,310	$209,042 Land $43,732 Building $165,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	20 (1984–2021)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 10 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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