805 Cypress St, Columbus, MS 39702 Property Records

Lowndes County property record for 805 Cypress St, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,370 sqft · built 1965
Lot Size	0.253 acres (11,050 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Aug 2024)
Tax Bill	$528 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`62W050602400`

Property Details

APN / Parcel Number

Primary APN	`62W050602400`
Alternative APNs	`018278` `18278`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,370 sqft Adjusted Area
1st Floor Area	1,188 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,050 sqft (0.253 acres)
Lot Dimensions	130 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	018278
Street Address	805 CYPRESS ST
City	COLUMBUS
State	MS
Zip	39702-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	805 CYPRESS ST LOT 179
Legal Range	18W
Legal Township	18S
Legal Section	13
Legal Subdivision	CHILCUTT 2ND EXT
Legal Lot Number	179
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2013
Census Tract	500

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 CYPRESS ST, COLUMBUS, MS 39702-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jan 10, 2018	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS
Jun 8, 2017	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Mar 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Jan 10, 2018
Deed Document Number	0020245835
Deed Book / Page	2024 / 5835
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	805 CYPRESS ST, COLUMBUS, MS 39702-5411
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202127564
Date	Sep 1, 2021
Book Page	2021/27564

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	805 CYPRESS ST, COLUMBUS, MS 39702-5411
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020227141
Date	Mar 25, 2022
Book Page	2022/7141

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 10, 2018
Property Address	805 CYPRESS ST, COLUMBUS, MS 39702-5411
Document Number	0020180184
Book / Page	002018 / 000184
Instrument Date	Jan 9, 2018
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CYPRESS ST COLUMBUS MS 397025411, COLUMBUS, MS 39702-5411

Mortgage

Document Number	20180755
Date	Jan 10, 2018
Book Page	002018/000755

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	805 CYPRESS ST, COLUMBUS, MS 39702-5411
Document Number	0020172896
Book / Page	002017 / 012896
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHRISTOPHER RD COLUMBUS MS 397055382, COLUMBUS, MS 39705-5382

Mortgage

Document Number	0020172896
Date	Jun 14, 2017
Book Page	002017/012896

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	WEST POINT, MS 39773

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2022

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 8, 2017
Property Address	805 CYPRESS ST, COLUMBUS, MS 39702-5411
Document Number	0020171549
Book / Page	002017 / 001549
Instrument Date	Mar 7, 2017
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHRISTOPHER RD COLUMBUS MS 397055382, COLUMBUS, MS 39705-5382

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (-49.23%) Homeowner's exemption	$4,300 (-22%)	$43,000 (+17.01%) Land $8,080 Building $34,920
2024	$1,040.00 (+15.43%)
2023	$901.00	$5,513	$36,750 Land $8,080 Building $28,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: 4-County Fiber.

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