805 Cooper Rd, Chula Vista, CA 91911 Property Records

San Diego County property record for 805 Cooper Rd, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,498 sqft · built 2002
Lot Size	0.152 acres (6,620 sqft)
Owner	Company Name on File
Last Sale	$398,000 (Oct 2014)
Tax Bill	$10,587 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`641-144-51-00`

Property Details

APN / Parcel Number

Primary APN	`641-144-51-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,498 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,620 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	805 COOPER RD
City	CHULA VISTA
State	CA
Zip	91911-6947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC9RS
Legal Description	LOT 239 TR 013917
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013917
Legal Block	1
Legal Lot Number	239
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13326

Owner

805 Cooper Rd is owned by a company that bought it in October 2014.

Source: San Diego County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	805 COOPER RD, CHULA VISTA, CA 91911-6947
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 14, 2023	Grant Deed, Transfer
May 14, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Sep 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage PRIVATE MORTGAGE LENDING INC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2014 · Amount on File
Deed Sale	Oct 6, 2014 · Amount on File
Prior Sale	Mar 10, 2005 · Amount on File
Deed Document Number	2014432418
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	0000432417
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	805 COOPER RD, CHULA VISTA, CA 91911-6947
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 COOPER RD, CHULA VISTA, CA 91911-6947

Mortgage

Document Number	0000090626
Date	Apr 7, 2023
Instrument	2023-0090626

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2023
Property Address	805 COOPER RD, CHULA VISTA, CA 91911-6947
Document Number	0000064823
Map Reference	MAP 13917
Instrument Date	Mar 6, 2023
Instrument	2023-0064823
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	805 COOPER RD, CHULA VISTA, CA 91911-6947

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	805 COOPER RD, CHULA VISTA, CA 91911-6947
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 COOPER RD, CHULA VISTA, CA 91911-6947

Mortgage

Document Number	0000372524
Date	May 14, 2021
Instrument	2021-0372524

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	805 COOPER RD, CHULA VISTA, CA 91911-6947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403490
Date	Sep 16, 2019
Instrument	2019-0403490

Lender

Name	PRIVATE MORTGAGE LENDING INC
Type	Non-Lending Institution
Address	RANCHO SANTA FE, CA 92067

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	805 COOPER RD, CHULA VISTA, CA 91911-6947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233480
Date	May 7, 2020
Instrument	2020-0233480

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 805 Cooper Rd was $10,587, down 21.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,078 (-29.4%) Land $245,174 Building $404,904
2025	$10,587.00 (-21.39%)	$920,754 Land $676,260 Building $244,494
2024	$13,468.00 (+32.77%)
2023	$10,144.00 (+4.12%)	$612,585 Land $231,034 Building $381,551
2022	$9,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 805 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Cooper Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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