805 Co Rd 959, Centre, AL 35960 Property Records

Cherokee County property record for 805 Co Rd 959, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1997
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,500 (Feb 2022)
Tax Bill	$1,746 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-08-0-000-001.020`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-08-0-000-001.020`
Alternative APNs	`ALT APN:1403080000001020` `205889` `213999`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	1,224 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	213999
Street Address	805 COUNTY ROAD 959
City	CENTRE
State	AL
Zip	35960-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR; S 530'TO POB; W 50';S52';W 225';NW76.68;SELY ALG CONT 600'N 450'TO POB
Legal Range	09E
Legal Township	10S
Legal Section	08
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4001
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7619 SUMMERDAWN DR SE, OWENS CROSS ROADS, AL 35763-3018
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 18, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	2022222983
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	0000187826
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	805 COUNTY ROAD 959, CENTRE, AL 35960-8700
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217999
Date	May 5, 2021
Instrument	217999

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 27, 2021
Property Address	805 COUNTY ROAD 959, CENTRE, AL 35960-8700
Document Number	0000222018
Instrument Date	Dec 22, 2021
Instrument	222018
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1061 HARDIN BRIDGE RD, KINGSTON, GA 30145-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7619 SUMMERDAWN DR SE, OWENS CROSS ROADS, AL 35763-3018
Investor	Possibly a Property Investor

Mortgage

Document Number	0000222019
Date	Dec 27, 2021
Instrument	222019

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 18, 2018
Property Address	805 COUNTY ROAD 959, CENTRE, AL 35960-8700
Document Number	0000203455
Instrument Date	Jul 13, 2018
Instrument	203455
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 OFFICE PARK DR, MOUNTAIN BRK, AL 35223-2411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 SATCHER RD, TAYLORSVILLE, GA 30178-1121

Mortgage

Document Number	0000203456
Date	Jul 18, 2018
Instrument	203456

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,746.00 (+6.99%)
2025	$1,632.00 (+3.03%)	$35,780 (+3.29%) Land $17,400 Building $18,380	$388,500 (+3.02%) Land $173,900 Building $214,600
2024	$1,584.00	$34,640 (-8.17%) Land $16,260 Building $18,380	$377,100 (-) Land $162,500 Building $214,600
2023	$1,584.00 (+2.99%)	$37,720 (+95.04%)	$377,100 (+2.95%) Land $162,500 Building $214,600
2022	$1,538.00	$19,340 Land $16,260 Building $3,080	$366,300 Land $162,500 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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