805 Co Rd 76, Centre, AL 35960 Property Records

Cherokee County property record for 805 Co Rd 76, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1997
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-09-30-0-000-006.008`

Property Details

APN / Parcel Number

Primary APN	`13-13-09-30-0-000-006.008`
Alternative APNs	`ALT APN:1309300000006008` `17411`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)
Porch	Slab
Porch Area	343 sqft
Deck Area	96 sqft

Location & Zoning

Account Number	17411
Street Address	805 COUNTY ROAD 76
City	CENTRE
State	AL
Zip	35960-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NW/4 NE/4;S 1290';E 849.23' ALG N BDY LN CO RD 76;E 195.72';N 555.55';W 199.31';S 553.12'TO POB
Legal Range	10E
Legal Township	10S
Legal Section	30
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2007
Census Tract	956000

Owner

Source: Cherokee County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 COUNTY ROAD 76, CENTRE, AL 35960-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2005
Deed Sale	Mar 22, 2005
Deed Book / Page	423 / 16
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Sep 10, 2026
Property Address	805 COUNTY ROAD 76, CENTRE, AL 35960-8320
Document Number	0000245773
Instrument Date	Aug 28, 2026
Instrument	2026245773
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 COUNTY ROAD 76, CENTRE, AL 35960-8320

Mortgage

Document Number	0000245773,
Date	Sep 10, 2026
Instrument	2026245773

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	805 COUNTY ROAD 76, CENTRE, AL 35960-8320
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220853
Date	Oct 12, 2021
Instrument	220853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,040 (+5.5%) Land $1,200 Building $11,840	$130,200 (+5.43%) Land $11,900 Building $118,300
2023	Homeowner's exemption	$12,360	$123,500 Land $10,800 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 76

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