Cook County property record for 805 Chippewa Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,043 sqft · built 1974 |
| Lot Size | 0.204 acres (8,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jun 2019) |
| Tax Bill | $6,620 (2023) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-313-003 |
| Primary APN | 06-07-313-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,043 sqft Living Area |
| 1st Floor Area | 1,043 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,880 sqft (0.204 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 805 CHIPPEWA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LORDS) (PARK) MANOR (UNIT7) SUB PT OF LT 5 IN CIRCUI T COURT PARTITION PTS OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | LORDS PARK MANOR UNIT7 |
| Legal Lot Number | 5 |
| Legal Unit | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 805 CHIPPEWA DR, ELGIN, IL 60120-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Apr 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jun 10, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESERVICES LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | May 6, 2005 · Amount on Record |
| Deed Document Number | 201955150 |
| Prior Transfer Date | Mar 15, 2013 |
| Prior Transfer Doc | 0000046064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 805 CHIPPEWA DR, ELGIN, IL 60120-4016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 805 CHIPPEWA DR, ELGIN, IL 60120-4016 |
| Document Number | 0018028050 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2318028050 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 805 CHIPPEWA DR, ELGIN, IL 60120-4016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 805 CHIPPEWA DR, ELGIN, IL 60120-4016 |
| Document Number | 0009104226 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2209104226 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 10, 2019 |
| Property Address | 805 CHIPPEWA DR, ELGIN, IL 60120-4016 |
| Document Number | 1916155150 |
| Instrument Date | May 8, 2019 |
| Instrument | 16155150 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 805 CHIPPEWA DR ELGIN IL 601204016, ELGIN, IL 60120-4016 |
| Document Number | 1916155151 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 16155151 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,555 (+15.46%) Land $6,216 Building $20,339 | $265,550 (+15.46%) Land $62,160 Building $203,390 | |
| 2023 | $6,620.00 (+2.89%) | ||
| 2022 | $6,434.00 | $23,000 Land $5,772 Building $17,228 | $230,000 Land $57,720 Building $172,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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