Whatcom County property record for 805 Chestnut St, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 856 sqft · built 1989 |
| Lot Size | 0.246 acres (10,755 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Sep 2025) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 491898 |
| Primary APN | 491898 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,755 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 24 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 491898 |
|---|---|
| Street Address | 805 CHESTNUT ST |
| City | EVERSON |
| State | WA |
| Zip | 98247-8737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SABLE TERRACE LOT 20 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 01 |
| Legal Subdivision | SABLE TERRACE |
| Legal Lot Number | 20 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10702 |
Source: Whatcom County assessment roll, APN 491898, as of May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 805 CHESTNUT ST, EVERSON, WA 98247-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Sep 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI WHATCOM EDUCATIONAL CU |
| Nov 05, 2018 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2011 · Amount on Record |
| Deed Document Number | 2025-0901651 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 805 CHESTNUT ST, EVERSON, WA 98247-8737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000501699 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-0501699 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 19, 2025 |
| Property Address | 805 CHESTNUT ST, EVERSON, WA 98247-8737 |
| Document Number | 0000901651 |
| Map Reference | VOL 15 PG 99 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025-0901651 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 CHESTNUT ST, EVERSON, WA 98247-8737 |
| Document Number | 0000901652 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-0901652 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 805 CHESTNUT ST, EVERSON, WA 98247-8737 |
| Document Number | 2210103161 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 805 CHESTNUT ST EVERSON WA 982478737, EVERSON, WA 98247-8737 |
| Document Number | 2210103161 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 103161 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 805 CHESTNUT ST, EVERSON, WA 98247-8737 |
| Document Number | 2191200204 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Address | 805 CHESTNUT ST EVERSON WA 982478737, EVERSON, WA 98247-8737 |
| Document Number | 2191200204 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 1200204 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 805 CHESTNUT ST, EVERSON, WA 98247-8737 |
| Document Number | 2181100929 |
| Instrument Date | Nov 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 805 CHESTNUT ST EVERSON WA 982478737, EVERSON, WA 98247-8737 |
| Document Number | 2181100929 |
|---|---|
| Date | Nov 09, 2018 |
| Instrument | 1100929 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 08, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll as of May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,907.00 (+1.68%) | $316,414 (+1.68%) Land $188,100 Building $128,314 | $316,414 (+1.68%) Land $188,100 Building $128,314 |
| 2024 | $2,859.00 (+21.56%) | $311,172 (+11%) Land $146,353 Building $164,819 | $311,172 (+11%) Land $146,353 Building $164,819 |
| 2022 | $280,341 Land $131,852 Building $148,489 | $280,341 Land $131,852 Building $148,489 | |
| 2021 | $2,352.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 257 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Northwest Fiber.
Source: EPA Safe Drinking Water Information System, water system WA5324200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF EVERSON serves 3,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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