805 Central Ave, Lapel, IN 46051 Property Records

Madison County property record for 805 Central Ave, Lapel, IN 46051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1956
Lot Size	0.191 acres (8,316 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2023)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-10-27-200-016.000-032`

Property Details

APN / Parcel Number

Primary APN	`48-10-27-200-016.000-032`
Alternative APNs	`00001331121` `311071`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	132 ft deep x 63 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001331121
Street Address	805 CENTRAL AVE
City	LAPEL
State	IN
Zip	46051-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODWARDS 4TH 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	WILLIAM WOODWARDS ADD 04
Jurisdiction	MADISON IN
Township / Civil Division	STONY CREEK
Census Block Group	2
Census Block	2045
Census Tract	11100

Owner

805 Central Ave is owned by an individual who bought it in April 2023.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	8645 STURGEN BAY LN, INDIANAPOLIS, IN 46236-9024
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 18, 2021	Transfer on Death Deed, Transfer
May 11, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Deed Document Number	20234836
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 10, 2023
Property Address	805 CENTRAL AVE, LAPEL, IN 46051-9639
Document Number	2023R04836
Instrument Date	Apr 10, 2023
Instrument	2023R04836
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8645 STURGEN BAY LN, INDIANAPOLIS, IN 46236-9024

Mortgage

Document Number	2023R04837
Date	Apr 10, 2023
Instrument	2023R04837

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IN
Recording Date	May 18, 2021
Property Address	805 CENTRAL AVE, LAPEL, IN 46051-9639
Document Number	2021R09031
Instrument Date	May 18, 2021
Instrument	2021R09031
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IN
Recording Date	May 11, 2021
Property Address	805 CENTRAL AVE, LAPEL, IN 46051-9639
Document Number	2021R08531
Map Reference	BK 5 PG 19
Instrument Date	Apr 30, 2021
Instrument	2021R08531
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 805 Central Ave was $1,988, up 8.2% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Stony Creek Township
Municipality	Lapel Town
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+8.16%)	$99,400 Land $11,300 Building $88,100	$99,400 Land $11,300 Building $88,100
2024	$1,838.00
2023		$56,100 (+1.45%) Land $10,700 Building $45,400	$56,100 (+1.45%) Land $10,700 Building $45,400
2022	$1,110.00	$55,300 Land $9,900 Building $45,400	$55,300 Land $9,900 Building $45,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 805 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 805 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAPEL MUNICIPAL WATER COMPANY serves 2,379 people · EPA ID IN5248013
Water Source	Groundwater
Last State Inspection	Aug 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
On-Ramp Indiana Fiber · Fixed Wireless	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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